Udimi Solo Ads- A Good Way To Get Traffic And Make Money Online

A screen shot of the words Udimi Buy Solo Solos Sales Guaranteed

Udimi Solo Ads and Internet Traffic:

Is it possible to make money online using Internet traffic? The answer is it depends. It depends on how you use it. Often times, people make money online using traffic sources like Google Ads, Facebook Ads, or even the tried and true banner ads that have been around since the beginning of time. However, we’re going to take a look at another traffic source called “Udimi Solo Ads“. We’re going to talk about what it is, how they came about, and what the purpose is for this service.

We’re also going to determine whether or not if it’s legitimate service to help you make money, or if you’re simply flushing your money down the toilet with something that’s a complete scam. Traffic is considered one of the lifebloods of any website that is designed to make you money in your online business. Let’s see if Udimi Solo Ads is something you can probably trust.

A Brief History About Udimi Solo Ads:

According to their website, Udimi Solo Ads has been around since approximately 2008. It is unclear who the founder is or who the current CEO is of the company that runs Udimi. While this is considered a yellow flag issue, it is important to consider using this service with extreme caution. However, they have been a company that was founded to provide good quality traffic for people who use their services for their own online business. As of today, Udimi claims to have saved their customers a total of $300 million in ad spend.

How Does Udimi Solo Ads Work:

The purpose of “Udimi Solo Ads” is to help save you money, that could have been otherwise wasted on bad, or even fake traffic, that’s being sent to your website. As an example of this, there could be some traffic that is based in foreign countries. Typically they are designed to throw off your website’s analytics. More specifically, the bounce rate will likely be higher than it’s supposed to be. Bad, or fake traffic can not only hurt your numbers, but can hurt your business as a whole. And as a result, it can hurt you financially. Udimi will provide quality traffic, and will even buy bad or fake traffic under an assumed identity, just so they can blacklist it and banish it off the Internet. By the sounds of that, that seems pretty cool.

At the same time, they want to take the guesswork out of what’s considered good traffic and what isn’t. And they do exactly that, saving you hundreds of dollars per 1000 clicks. Try and find a traffic source that won’t do that? So far, Udimi has been quite impressive. They definitely have the online business owner in mind. But is it really worth the investment? We’ll get to that later on. But let’s continue with how this all works.

The traffic sellers will undergo a strict process to ensure the traffic they sell is human traffic, and not useless or bot traffic. There are three types of traffic: non-human or bot traffic, human traffic, or human but useless traffic. At this point, you already know the kind of traffic they want to give you.

What Makes Human Traffic “Useless”?:

So the question that needs to be asked is: what makes human traffic useless? Here are a few things that Udimi has outline as what determines human, but useless traffic:

  • Click Rings: What the heck is a click ring, you ask? It’s when a group of people tend to click on each other’s links to increase their stats. Doesn’t that kind of sound dumb? You bet it does. But Udimi will make sure that the traffic you get won’t do any of this.

 

  • Traffic Exchange: This is a fancy way of calling this a scam. How this works is a website owner will visit other websites in exchange for traffic to come to their site. On top of that, the owner will usually add paid links and implement the same strategies that are used in click rings. The users of these traffic exchanges are unaware that they are aiding in some type of scam. Not only is it unethical, but it’s probably illegal as well.

 

  • “3 Second” Visitors: These are basically users who inadvertently click on your site, and then click out of it.

 

  • Technology That Is Out Of Date: Are you still using Netscape? Are you dead set on using Internet Explorer until the day you die? Well, the times are a changing. And none of these browsers may ever be of good use anymore.

 

  • Countries That Are Considered “Useless”: What do they mean by “useless countries”? Countries that don’t bother purchasing what is on the website. On top of that, these are also countries that are associated with click frauds, DDOS attacks, and a whole host of bad things. The last thing you want is people from these countries wreaking havoc on your website.

So in short, “Udim Solo Ads” counts quality visitors. They don’t count everything like Google Analytics does. On top of that, they won’t even filter useless traffic. How can someone with a name like Google do this to its loyal users? It’s almost shameful. A multi-billion dollar tech company that doesn’t even bother to filter out useless traffic. Another thing that Udimi will filter out for you are the duplicate names and other information that pertain to people who have already visited the site. They even filter out the Bing or Google bots that visit your site.

Udimi also has other filters that are included in their system. They include, but are not limited to: click ring visitor filtering, fake optins, fraud sales, fake testimonials, multiple names, and high buyer/seller refunds. Udimi’s filtering system works by detecting all kinds of technology that is considered illegal, unethical, or even suspicious.

For example, if the traffic source is not using Javascript, then it’s probably useless. Same way if it’s also able to detect black hat traffic. This has a whole laundry list of things to look out for to ensure that it won’t pass through the filters, and make the traffic as high in quality as possible. In fact, if you get traffic caught in the filter, Udimi will give you a reason why they blocked it.

What Is A Solo Ad?

You’re probably wondering: what in the world is a solo ad? Obviously, the word “solo” is self-explanatory. You’re working with one ad. The goal of the solo ad is for a mailshot to be sent out to a list of mailing list subscribers. The publisher of these solo ads has a list of emails subscribed to this list. And they guard it with such strict confidence.

If you’re an advertiser, you obviously have to go through the motions to sell whatever product or service you’ve got to your targeted audience. One of those things you do is write a sales letter. More specifically, you’re writing a sales letter in email format. Another term for this is email marketing. Just think of it as just another email from a list that you’ve subscribed to. The solo ad seller will then take your email and send it on your behalf. However, this comes at a price.

Even though you will need to make a payment in advance, Udimi will charge you per click. In other words, when the email recipient clicks on your link, you get charged an amount. The price you need to pay Udimi for a solo ad is currently $3 as of this writing. This is a flat fee for every ad you want posted.

The pay-per-click (PPC) fee that Udimi will charge you will usually run in the neighborhood of $0.35 on the low end to $0.60 on the high end. So let’s do some math here. Suppose you send out a solo ad to a mailing list. The PPC rate is about $0.45. If 100 people click on your ad, then it will cost you a total of $45 plus the $3 administration fee. So that will equal $48 in total.

Finding A Seller On Udimi:

When you sign up on “Udimi Solo Ads“, what you’ll notice is that there is a marketplace that consists of sellers. These sellers have quality traffic that they want to sell to you. Each of them have a picture and a name, as well as their PPC (pay per click) rate. Not all PPC rates are the same. Some will be on the low end like $0.35. Some of them will be higher than that. To make it easier for you, the traffic sellers can be filtered by PPC rate, niche, how many clicks you want, and so on. Another thing to look for if you’re looking to buy traffic from a seller is to take a look at their “thumbs up to thumbs down” ratio. The more thumbs up ratings that have over thumbs down, there’s a good chance that they’re a reliable source. However, always take that with a grain of salt.

So What’s Next?

So now, you have to find a seller. Again, this will be based on your personal needs and preferences. Also, if you’re on a budget, you’ll need to find a seller that fits it. Of course, you’ll also need to find the best traffic source that matches with your niche. Once you have everything in place, you’ll need to choose the date on when the ad can be sent out. Sellers will have available dates on their calendar. So obviously, you choose the date. Next, you choose to buy the number of clicks you want. So once again, if you’re buying 100 clicks at $0.45, it will cost you $48 in total. That’s $45 for the total CPC, plus the administration fee.

You can also add filters to see which countries can see your ad, and which countries to exclude. The most popular countries of course are your top English speaking countries (US, Canada, UK, Ireland, Australia, and New Zealand). Since the GDPR rules are in place, you may want to double check to see if these ads are also GDPR-compliant if you want to choose additional countries like those in the European Union. However, there are filters that will allow you to include the wealthiest countries in the world.  These are known as T1 countries. They consist of the US, UK, Canada, Australia, and Singapore.

There are also other filters that you can set for your solo ad. You can include or exclude mobile users. Note that if you exclude mobile users, you may be subject to an additional charge. You can also deny users that can only be identified by IP numbers that use transparent proxies.  Next, you can choose between email solo ad or web solo ad. Email solo ads can be sent to your mailing list while web solo ads will put links on your website, social media profiles, or anything else tied to you.

On top of that, you can also get premium features (if you upgrade). This can include heatmaps of how far your subscribers have read or tell you which links were clicked on the most.

Udimi’s Affiliate Program:

To note, Udimi does have an affiliate program. How it works is you send a referral link to your friends. With a successful sign up, they will receive a $5 gift code. The code can be used for orders that total $70 or more. The way the affiliate program operates is kind of complex, so let’s give you an abridged version of how it works. There are two kinds of referrals: hardcoded and cookied. Hardcoded is for users who choose not to use cookies and have maximum privacy settings. Once your referral buys through your link, your information will be hardcoded into their account. Once your referral buys something, you get 15% of the sales.

However, you will also lose your referral to another affiliate. Why? Because whoever nets the sale, will get the cash. That’s why it is important for you to inform your referrals to buy a solo through you in order to reap the rewards.

Pros and Cons:

Before we wrap this up, let’s go over the pros and cons of Udimi Solo Ads:

Pros:

  • Filters out useless human traffic and information that may throw off your analytics.
  • Sellers are vetted and will have high quality traffic for each niche, country, etc.
  • You receive 15% for every sale your referral buys.

Cons:

  • If your referral buys from another affiliate, you don’t get the sale.

A screen shot of the word Udimi in blue

My Final Verdict:

Upon further review, we’ve decided to declare “Udimi Solo Ads” as a legit source for buying traffic, and a legit way for you to make money online. It’s no secret that traffic is one of the most important things you need in order to make your online business a successful one. So please be sure to give them a further look if you want high quality human traffic. Also, if you’re tired of the fake stats that Google Analytics doesn’t even bother to filter out, then you should probably give Udimi Solo Ads a shot.

So, do you have any experience with buying traffic, or benefiting from Udimi’s Solo Ads? Maybe something to add that I didn’t mention? Do you have any questions concerning my Udimi Solo Ads post review? If you do, great! Please leave your comments/questions at the bottom of this post, and I will be more than happy to get back to you. Thanks again as always guy’s for checking out my post, and good luck with your success online..

Were you looking for my top, legit work online recommendation instead?

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Also, if you enjoyed reading and educating yourself on Udimi’s Solo Ads, please don’t limit yourself. Feel free to read and learn (from my other reviews), “all about” a different popular traffic source, or way to advertise like:

“All About” Video Marketing

“All About” Email Marketing

“All About” Social Marketing

“All About” Google Adsense

“All About” Google Search Console

And Much More..

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Online Charity Scams-Don’t Become A Victim!

A picture of a girl typing on her laptop,online donate charity scams

Introduction:

They’re a lot of us out here who are willing to make donations to our favorite charity. Even if it’s a one-time thing or an occasional basis thing, we feel good knowing that we can make some kind of difference by donating a little bit of money to someone in need. However, scammers are skilled at the art of persuading people to bring out the kindness in themselves. And it’s for all the wrong reasons. What we’ll be talking about today, are online charity scams.

This is yet one of a whole handful of opportunities that scammers are taking on as a way to steal as much money as possible from unsuspecting victims. It is important that we know how to spot these scams from a mile away, and be able to protect ourselves. The last thing that we want is more people falling victim to these type of scammers. Especially the older, or even young people who may not be able to distinguish the real deals from the fake.

How Real Charities Work:

Charity donations work in a lot of ways. One of the more common ways for people to donate, is by donating some money in a jar. Some major charities even offer you the opportunity to donate online. Some have often utilized popular online platforms like “GoFundMe”, to donate to someone during their time in need.  The donation is initiated by you and only you.

And, you can donate as much as you wish. There might be a charitable organization that is near and dear to your heart, and you might often donate to them. Either way, you’re able to do it securely and safe, whether it online, or in person. Plus, most of the charities are U.S.-based (and they’ll have the information to prove it).-

How Charity Scams Work:

Scammers will often attempt to contact you thru the Internet, or by telephone. The scammer will claim to be a representative of a charitable organization.

Next what they’ll do is tell you a fabricated story, of some unfortunate incident happening outside of the United States. One of their “go-to” incidents are natural disasters (i.e: floods, fires, earthquakes, cyclones, etc.). Their goal is to tell you a sad enough story to get you to become more compassionate, and consider the idea of donating.

Also, scammers who claim to be from charitable organizations may also have “boots on the ground” for lack of a better term. Which means they’ll have someone who may be scamming people in person. So it’s important to know whether or not they’re legit, by taking necessary precautions to ensure that you are protecting yourself from being their next victim.

What To Watch Out For:

To better protect yourself, we’ve outlined these steps that you need to take, so you won’t fall for the bait that the scammers lay out there. As mentioned, these scammers will employ every possible method that is designed to meet their end goal (which is stealing as much money from you as possible, or stealing your identity). Here are some things to keep an eye out for, so you can determine if a charity is real or fake:

You’re unfamiliar with the name: You may have heard of some of the commonly known charity groups like the “Red Cross”, or the “Wounded Warrior Project”. But if you haven’t heard of a charity, then that should raise a red flag. This is where you need to use the most extreme of caution. This is when you need to do further research.

Yes, they may have a website that looks legitimate, but that doesn’t mean anything. The important thing to do is look for a database that has a list of charities nationwide, or worldwide. These databases set strict guidelines for charities to follow in order to be listed. So see if it’s included in a database. If the name of tge charity can’t be found, and move on. Don’t donate a single penny!

You’re being pressured into guilt about not giving: This is yet another psychological trick that scammers try to use. They try to shame you or make you feel guilty about not donating. A real charity won’t get defensive if you choose not to donate for the time being. They’re usually understanding. But if a so-called representative tries to guilt trip you into donating, then odds are you’re dealing with a scammer.

You’re asked to provide a cash donation, no checks: Most scammers will want cash for these “donations” and not checks. Checks will be hard to cash if you’re a fake organization. Plus, a checking account can also be traced to the scammer themselves. So why cash? They will less likely be traced, or tracked down. Likewise, if asked online, they’ll likely ask for your bank account information, or credit card information. Either way, don’t give it out to charities that you are not familiar with (unless you confirm that they are legitimate).

How To Protect Yourself:

One of the no-brainer things to you can do to protect yourself, is to never give out any bank account, credit card, or any other information that is tied to your finances online, or over the phone. Likewise, you should not give out any information that is associated with your identity. As mentioned, you also should do your due diligence to see if this unfamiliar charity is actually legitimate. Once again, find databases where you can find a list of charities to see if they pass a strict set of guidelines to be listed. If they’re not listed, don’t give out any money.

If approached on the street, do not be afraid to ask for any identification. If things seem off, do not give any money. It’s that simple. Additionally, you can also ask for information about the charity itself. When was it started? Where it is based? What is the address?  How will the donation proceeds be utilized? If they refuse to answer these questions or get defensive, end the discussion immediately!

Charity Scams | Fake donations | victims of charity fraud | red pig cracked in half

My Final Conclusion:

With most of us being honest and compassionate people, we tend to want to donate to our favorite charities as our way to give back to those in need. However, scammers are taking advantage of people each day, and making off with a lot of money in the process. Do not become a scammer’s next victim. Learn how to spot a fake charity scam using the precautionary measures explained above, and protect yourself by any means necessary. Point blank, end of discussion..

So, do you have any experience with being involved in an Online Charity scam? Do you have any questions concerning this scam review? If so, please leave your comments or questions at the bottom of this post, and I will be more than happy to get back to you. Thanks again for checking out my post, and good luck with your success online..

Were you looking for my top, legit work online recommendation instead?

Click here To Read My # 1 Recommendation!

Also, if you enjoyed reading and educating yourself on Online Charity scams, please don’t limit yourself. Feel free to read and learn “all about” a different, online scam/scheme review like:

All About” Online Dating Scams

All About” Student Loan Scams

“All About” Scholarship Scams

All About” Financial Aid Scams

All About” Driving Violation Ticketing Scams

“All About Me” Mr.Hassan

And Much More..

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Driving Violation Ticketing Scams

a cartoon picture of a driving violation tickets

Introduction:

Scams come in all types of forms. And the people behind them will stop at nothing in their mission to extract as much money as possible from their victims. Even worse, they’ll even use the most scariest of situations to put their targeted victim in a mindset of having to do something, or they’ll be in big trouble. This is all part of their scheme. And you might end up being a victim if you don’t know how the scam works, and follow the measures that will protect you from being scammed out of your hard earned money, and/or even your identity.

In this article, we’re going to be talking about a kind of scam that involves, driving violation tickets. Whether it’s for speeding, illegal parking, or what have you, it’s no fun getting any of these tickets. Not alone a fake allegation of having one. Someone will claim that you have a speeding ticket on file and you must pay a “fine” before you’re hauled off to jail. With that in mind, we’re going to take a deeper look at this newly found scam  and what you need to do to protect yourself from becoming the next victim.

a cartoon picture of am officer and a driving violation ticket

How A Real Driving Violation Actually Gets You A Ticket:

First and foremost, it is recommended that you don’t commit any acts of traffic violations, that will result in you getting a ticket, or worse get your driver’s license suspended. So with that said, there are certain driving violations that will allow a police officer to issue you a ticket if they see fit. One of the most common of all driving violations, is speeding. Here in the United States, police have employed significant ways to catch speed demons.

These come in the form of speed trap camera. Even if the police officer doesn’t issue you the ticket in person, they will mail you one if they have enough evidence from their speed cameras. These are highly sophisticated cameras that will grab a picture of you, your vehicle, and scan your registration tag, which they get your personal information from. Once they have your mailing address, they’ll send you a ticket, and give you the opportunity to pay the fine, or contest it.

Other driving violations will also include parking tickets (like in fire zones, street cleaning area’s), or staying parked in a spot after the meters timer has expired. Typically you’ll already have the ticket issued to you. The element of surprise (which traffic officers tend to use) is topically how you’ll find it. That good’ole ticket on your windshield. This is a  common tactic law enforcement officers often use, when issuing tickets to violators. And if you do get a ticket by the way of good’ole snail mail, it’s best to call and confirm to find out if it’s really your ticket, and how and where did you get the ticket. This is one major way to confirm it’s not part of some scam.

How These Ticketing Scams Work:

So now that you know how the real deal works, let’s take a look at how the scammers do it. Like with driving violations, we don’t condone or recommend you get yourself involved in these kinds of scams (or any scam for that matter). The way the scammers will reach out to you will be through two of the most common forms of communication, the Internet or by telephone. A scammer knows that police have been using police cameras to catch speeders or traffic violators. So they take advantage of that by posing as someone representing your local police department. They’ll also sometimes pose as debt collectors, claiming that your case of unpaid tickets has been passed on to them. Claiming their calling to “collect a debt”.

They’ll claim that they have footage of you committing a traffic violation, and a ticket in your name has been issued. Their purpose is to get you to see the ticket online by providing you with login information. All that you need to do is fill out your personal information to receive a user name and password. The goal here is for the scammer to not only extract money from you, but also steal your identity. And theft of your identity will cause more headaches for you in so many ways.

Sure, police officers say that they don’t issue tickets via mail. But they still communicate with you using that medium. And for this reason, these ticketing scams will be easy to spot. One thing to note is that scammers will request that you make online payments (mailing your payment in isn’t an option). But nine times out of ten, a police department won’t give you the option to pay for your speeding ticket online. So if the scammer says that you can only pay for your so-called ticket online, then don’t go any further. You have to go through the court system in order to pay for your traffic violation ticket  or contest it if you believe the officer that issued the ticket has made a mistake.

Protecting Yourself From Driving Violation Scams:

One of the strangest, but most important thing you can do to protect yourself from this kind of scam, is to not speed. No joke! If you want to avoid getting a real ticket from local law enforcement, drive safe, and follow all speed limits. Of course, you should also follow all parking laws that are set by your local jurisdiction. And of course, the no brainer violations to avoid when it comes to parking is not parking in emergency lanes, handicap parking (without proper tags), and so on.

Beyond that, the other measures you should use to protect yourself is pretty simple. Never under any circumstances give out any financial information, or personal information to anyone you don’t know, over the internet or phone. Information that is associated with your finances, or your identity. Keep in mind, the scammer’s goal is to extract money from you, and (if they can) use your identity to dig you deeper into financial or even legal ruin. If you are contacted by someone claiming to be employed by your local law enforcement agency, please call that police department to verify if there is a ticket indeed in your name.

a cartoon picture of a car

My Final Conclusion:

This kind of scam is easy to spot for most people. However, older people and even new drivers, are more likely to fall victim to this types of scams because of their lack of awareness and understanding on  how law enforcement officers track speeders, or traffic violators. The important thing to do, follow our measures listed above to protect yourself from scams like this, and always verify with the proper authorities to ensure if your ticket is the real deal or all part of a scammer’s operation to take your money/identity.

Do you have any experience with being involved in a driving violation ticket scam? Do you have any questions concerning this scam review? If so, please leave your comments or questions at the bottom of this post, and I will be more than happy to get back to you. Thanks again for checking out my post, and good luck with your success online..

Were you looking for my top, legit work online recommendation instead?

Click here To Read My # 1 Recommendation!

Also, if you enjoyed reading and educating yourself on driving violation ticket scams, please don’t limit yourself. Feel free to read and learn “all about” a different, online scam/scheme review like:

“All About” Phone Call From Recruiter Scams

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Financial Aid Scams-College Bound Students Beware!!

cartoon picture of financial aid scams (puzzle pieces)

Introduction:

Scammers show no mercy to any one person, or age group. You often hear about scammers preying on older Americans. But at the same time, there’s another group of people that scammers have been targeting. It’s the younger folks. We often say that when your young, “you don’t know any better”. That may be true in some aspects. But when it comes to finances for both young people and their parents, it’s better to know about these scams and how to avoid them, than not know and end up being a victim.

With that said, the type of scam we’re going to focus on today, will be financial aid scams. This is a kind of scam that focuses on young people who are finishing up high school, and may be considering college. Yes, we know that a college education does not come cheap. So college bound students need financial aid, to guarantee that the college they decide to attend, gets paid. 

With that in mind, we’re going to dive into what distinguishes the real financial aid process from the fake, including what to look out for, and how you need to protect yourself (or if you’re a parent, your child) from these types of scams. After reading this review, you will go from not knowing any better, to being fully aware of this kind of foolishness.

How The Real Financial Aid Process Works:

If you’ve been accepted to a 2 or 4-year college/university (or even graduate school), then it’s important to look at different various options to determine how your going to pay for your education. One of the best options most students normally choose to exercise, is financial aid, by way of a student loan. This financial aid can come from your school itself, a private lenders, or through the, “Department of Education”. A student will apply for student aid thru a physical, mail-in application, or online through the FAFSA website.

You would give them your personal information, as well as other relevant information that might be needed, to see if you qualify for financial aid. Once you’re application is processed and looked over, you will receive a letter that states if you’ve been approved, or denied.

(Speeding forward) Once approved and the time comes to pay back your student loan/financial aid, you’ll receive a call, email, or recieve physical mail from your financial aid supplier. They’ll already have all of your personal information included, and won’t need to ask you any questions. If they do have to ask you any questions like your name, birth date, home address info, visa debit card information, what school did you attend, etc, disconnect from them immediately.

What To Look Out For In A Financial Aid Scam:

If you are unaware of how the financial aid process works, you may likely fall for this kind of scam. That is why it’s important to know what to look out for when trying to avoid a financial aid scam. If your applying for financial aid and your being contacted by a scammer, a scammer will contact you by way of either telephone, or email.

If it’s by phone, they’ll either call using a US toll free number, a 1-800 number, or a local phone number. This would give you the impression of the caller possibly being legit. Some will even claim to be someone from the “US Department of Education”. If it’s by email, you’ll notice that the email they’ve sent you is filled with consistent grammar, and spelling errors. Next they’ll be requesting your personal and banking information to apply for the loan, and than (more than likely) use that information to steal your money if they can, or your identity.

How does it work when scammers are trying to scam you into thinking you owe money?

If scammers are trying to scam you into thinking you owe them money, once they get in contact with you, they’ll claim “you have an outstanding debt, and this debt needs to be paid immediately to avoid future penalties, and interest”. Next they’ll ask, “so how would you like to make a payment”? But you know for a fact you’ve never applied for financial aid before! To this day, you have folks out here (myself included), that’s never recieved financial aid before, and still recieve scam phone calls and/or emails from these scamming fools.

With that said, here’s what you really need to look out for:

Application Fees: One thing you should note, is that when you fill out a FAFSA form for financial aid, you’ll never have to pay for an application or a processing fee. One of the common goals for a scammer is to extract as much information and money as possible from you and your parents. And the unfortunate fact is that already, millions of dollars have been stolen from people because of this and other similar scams. If a scammer asks you for money for the purpose of a processing fee, application fee, or anything similar to that, that’s when you need to end the conversation. As a rule, if you have to pay money to get money in a situation similar to this, then it’s a scam.

Grants Instead Of Loans: Sometimes the scammer will claim to be someone from the “U.S. Department of Education”. They will claim that instead of a student loan (that you’ll need to pay back at some point in the future), they have a grant with your name on it. Then they’ll ask for your personal information like your bank account, or social security number. At that point, you are to cease any communication.

It is important to never give out this type of information to anyone you don’t know over the phone, or Internet. While some scammers will often go after your finances, some will even go so far as to steal your identity. This can later cause bigger problems financially, and legally (which is bigger).

“Guaranteed” Money: If it’s too good to be true, chances are it probably is. Such as the case with guaranteed money by way of scholarships. Adding on to the previous point about grants, scholarships are for those who apply for them (you have to apply to be contacted), and of course not for those who haven’t. Furthermore, you will only qualify for scholarships if you meet certain standards, or guidelines (like GPA or intended major). If you are contacted by someone who claims that you owe them money, or that they can guarantee you a loan for your college education, in the form of a scholarship and you didn’t apply for it, simply ignore the “offer” or “accusation”.

Preventative Measures: How To Protect Yourself-

Knowing how to spot these scams and protect yourself from them is key. It is the difference between saving your bank account and identity from harm, and having to deal with the financial and legal headaches of restoring them both in the future. With that in mind, here are a few measures that you need to take:

Never Give Out Personal Information Over Phone Or Internet:  I can’t repeat this enough! But it is always important to never give out any financial or any other personal information that is tied to your identity. This means not doing so over the phone, or via email. Scammers will stop at nothing to extract every cent out of you and your bank account. Some of them may even outright steal your identity. As a result, your finances and even your credit might suffer.

Remember What You’ve Applied For: Make a note of any applications you have filled out in general, and applications that pertain to the financial aspects of your college education. This means keeping confirmation emails for your FAFSA application and even proof that you applied for a scholarship. This way, in the event someone calls, you’ll always have a hard copy of something to confirm that you’re speaking with real customer service, and not a scammer.

Report Scammy Activity To Proper Authorities: As mentioned before, there are scammers who will pose as an employee from the U.S. Department of Education. If they inquire about your application, say that you ole them money, or make promises like guaranteed money, then end contact with them immediately. Next contact the “Department of Education”, to report the conversation involving your financial aid. They will quickly determine whether or not if you were talking to a real customer service, or a big scammer.

A cartoon picture of a white man in a black suit, running away from a bank loan

My Final Conclusion:-

Financial aid is part of the college application process. Now in days you can’t go without it! But it can also be an opportunity that scammers might try to use to scam young people and their parents, out of their hard earned money. Remember the difference between the real financial aid process from the “scammer way”. Signing up for financial aid, and paying it back. It’s always important to protect your personal and financial information at all cost, and never give it out to anyone over the phone, or Internet. Plus, it never hurts to verify if you are speaking with real customer service, or not. It’s better to play it safe than become the next victim of a scam. Point blank, end of discussion..

Do you have any experience with being involved in a financial aid scam? Do you have any questions concerning this scam review? If so, please leave your comments or questions at the bottom of this post, and I will be more than happy to get back to you. Thanks again for checking out my post, and good luck with your success online..

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Also, if you enjoyed reading and educating yourself on financial aid scams, please don’t limit yourself. Feel free to read and learn “all about” a different, online scam/scheme review like:

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All About” Debt Collector Telephone Scams

All About” Online Dating Scams

All About” Student Loan Scams

“All About” Scholarship Scams

“All About Me” Mr.Hassan

And Much More..

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Scholarship Scams-Don’t Become A Victim!!

A picture of the words scholarship, a hat, and a scroll

One thing we need to stay one step ahead of these days, is scams. These exist in a multitude of variations and have often made millions, maybe billions of dollars overall around the world. Unfortunately, the victims of these scams have unknowingly become victims and now have to deal with the financial aftermath. It’s important to know what kind of scams exist, so you don’t become a victim yourself at some point down the line. Many scams aim towards anyone and typically fool pretty much everyone. And it’s usually the older people or completely unaware individuals, that fall victim to this type of scam.

There are even some of them that are tailored to target a specific group of people. In this example, we will take a look at scholarship scams. This is used to target younger individuals who are in the process of going to college or graduate school. Young people are often targeted for scams because the scammers themselves will assume that these particular individuals won’t know any better.

Especially when it comes to anything financial. So to these scammers, these young people are ripe for the picking, when it involves this kind of scam. Let’s dig a little deeper and discuss how this scam works, and what measures you need to take to ensure that you don’t become a victim yourself in the future. If you are a parent with a child who is considering college in the future, be sure to make them aware of this type of scam.

How Do Scholarships Actually Work?:

To begin, we’re going to set the stage with how the scholarship process actually works. Scholarships are awarded through various methods. The common method is when a student applies for a scholarship. They apply for this scholarship if they meet certain guidelines or requirements.

For example, a student would need a certain overall GPA and/or have an intended major set in stone, in order to qualify for the scholarship. This will give them a partial scholarship, or a full-ride, depending on how the scholarships set up. And completing the application process alone, does not guarantee them the award. It is decided by one person or a group of people, who carefully go through every application.

One other way in which scholarships are awarded are thru sports programs. Most colleges and universities in the United States recruit some of the best players of a sport, and offer them a scholarship in exchange for their commitment to join their program.

You’ll usually see this happen in sports like football or basketball. However, some other sports will use the same methods. Usually, these are full ride scholarships that will last them the duration of their time in school.

How A Scholarship Scam Works:

A scammer will typically reach out to a potential victim thru the phone, or by email. The scammer will claim that the student has been awarded a scholarship, or is in the process of being considered for one. And in order for them to be “guaranteed” a scholarship, they would have to pay a small fee for the “application process”. The “processing fee” is another term they might use to describe this fee. To put it bluntly, if you have to pay money to get money, chances are you are dealing with a scam.

Aside from charging a so-called fee, a scammer will ask for your information. This includes your bank account information, credit card information, social security number, or any pertinent information that is associated with your identity. While most scholarship scammers are often those with the goal of stealing money from you, some will take it a step further and steal your identity.

One thing you need to understand is that you will be notified about a scholarship only when you have applied for one. You simply cannot be awarded a scholarship if you never applied for one. If you receive an offer for a scholarship you never applied for, there’s a good chance that it is a scam.

Some scammers will send you a fake check claiming to be your “scholarship check”. If this happens, it is important to notify the proper authorities to let them know what’s going on. Attempting to cash the check will lead to some financial and even legal headaches.

Protecting Yourself From A Scholarship Scam:

As with all scams, the no-brainer simple way to protect yourself is to ignore the scam, if the scammers offers something that sounds too good to be true. As the old saying goes, if it’s too good to be true, it’s because it really is. Furthermore, you must never give out any information over the phone, or via the Internet to people you do not know. This includes bank account information, social security number, or any information that is associated with your identity.

You should also consider using something like “Cappex”, to see if the scholarship actually exists. “Cappex” is a website that has a database of tons of pre-existing of scholarships that are considered legitimate. In fact, every scholarship that applies to be on the database must undergo a very strict process before being approved for listing. If this so-called scholarship is not on the list, then you should be on the side of caution, and ignore it.

Last but not least, it is highly imperative to use your better judgement. If something seems off, then you’ll want to end contact with the alleged scammer. In the event that you have sent any information to the scammer, you can report it to the National Fraud Information Center. You’ll also need to contact your bank or credit card company to ensure that protective measures are in place, so no more money is taken from you.

 Random scholarship scams, you've been selected certificate

My Final Conclusion:-

Scam victims aren’t usually older people. They also include young people as well. That’s because some of them won’t have the understanding of what might be real or what’s too good to be true. If you’re a student, please refer back to this article as often as possible. If you’re a parent, do everything you can not only to protect yourself but also your child from this and all other scams that exist.

Do you have any experience with being involved in a scholarship scam? Do you have any questions concerning this scam review? If so, please leave your comments or questions at the bottom of this post, and I will be more than happy to get back to you. Thanks again for checking out my post, and good luck with your success online..

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Also, if you enjoyed reading and educating yourself on scholarship scams, please don’t limit yourself. Feel free to read and learn “all about” a different, online scam/scheme review like:

“All About” 4 Different Visa Scams

“All About” Phone Call From Recruiter Scams

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“All About” Fake Prizes And Sweepstakes Scams

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All About” Student Loan Scams

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Student Loan Scams-Don’t Be A Victim!

The Most Common Student Loan Scams

Introduction:

Scams are all over the place these days. You probably won’t go through a single day seeing a pop up online, or a phone call from a number claiming to be local that will likely be linked to a scammer. Not only that, they also employ methods that intend to get a person to act, by sending the scammers as much money as possible.

One of the scams that currently exist, involves student loans. Of course, student loan debt is real. But only to those who have taken out loans, while attending school. Once all is said and done, they are now faced with thousands of dollars in debt. But, they do their best to set up regular payments to ensure that the debt is paid in full, later on down the line.

Today, we’re going to dig a little deeper into what this student loan scam is all about, how it works, and what steps you need to take in order to protect yourself from being a victim.

What You Need To Know About Student Loan Scams:

In 2017, the Federal Trade Commission (FTC) started cracking down on scammers who claimed to be associated with student loan companies. They began what was known as “Operation Game of Loans”. This started after scammers made off with a total of $95 million in illegal fees from unsuspecting victims throughout the past years.

So, how do these scammers operate? Scammers will typically reach you through two main mediums: telephone and email. Thanks to modern day technology, scammers are often using phone apps like Google Voice, to call their potential victims. The reason being is they use local numbers, and will often appear on caller IDs. A potential victim will assume it may be a wrong number from someone residing in the area. Google Voice numbers are often hard to trace. Not to mention, most of the scammers are based outside of the United States, and can barley speak decent english.

Repaying Student Loans Scam Debt Relief Operator Ad, Screen Shot

Variations Of Student Loan Scams:

Student loan scams come in different variations. So it’s important to be aware of each of them, so you can spot them right away if they attempt to contacting you. To be more specific, there are four variations of this scam that exist. They are as follows:

1st.) Advanced Fee Scam:

This type of scam will involve a fake “student loan company” claiming you can get the “best” terms and interest rates. However in order to qualify, they’ll ask you to pay a small upfront fee. To be more specific, the fee will be around 1 to 5 percent of the total loan amount. Some scammers will often ask for a flat fee. This is a no brainer.

No real student loan company will ask you for money upfront, in order to qualify for a loan. You apply for it, and you wait while they determine whether or not you qualify. In the event that you talk to someone who claims to be from a student loan company, and they ask you for money upfront, end contact with them immediately and report the incident to the Federal Trade Commission immediately.

2nd.) Loan Consolidation Scam:

While it’s always a good idea to consolidate your student loans after you graduate, you need to also realize that this is also a hotbed for evil scammers. What scammers will do is pose as a company that charges a fee to ensure that your loan is consolidated. Obviously, the fee does nothing. If you hear something similar concerning processing fees, administrative fees, or consolidation fees, then you know it’s a scam. The US Department of Education does not charge fees for student loan debt consolidation.

However, if you have a student loan through a private company, you’ll be able to refinance your private loan, federal loan, or both. But this will depend on the lender’s policies. Also, refinancing and consolidation are different from each other. Refinancing means that you’re taking out a new loan to pay off the student loan debt.

3rd.) Lawsuit Settlement Scam:

This is when a scammer claims to be a law firm that is involved in a lawsuits that pertain to student loan debt. In fact, there are variations of this version of a student loan scam. But the most common one is when the borrower is supposedly referred to a law firm by a “student aid company”.

This company also claims that the firm can settle the student loan debt for much less than what you supposedly owe. If you are considering a legal option regarding your student loan debt, contact a lawyer about what can be done. Remember, there are ways to get this done. So do a little research before you move forward.

4th.) Student Loan Debt Elimination Scam:

Yes, student loan debt has to be repaid. But unless it’s a major circumstance (like death, disability, identity theft, etc.), the debt can be eliminated. If a company reaches out to you promising that they can eliminate your student loan debt, cut off contact immediately. That’s because the company is trying to scam you out of your hard earned money. These scams relate to closed for-profit colleges and universities. A company will claim that because you attend a specific college, they will say that you qualify for a student loan debt elimination. This is not true.

However, you can have your student loan forgiven through certain programs. But there are certain guidelines you must meet in order for that to happen. If your school is actually closed, or is currently facing a lawsuit regarding loans, you might be able to do what is known as “Borrower Defense to Repayment”. If you’re doing this thru a private company, ask them what they can to do for you.

How You Can Protect Yourself From Student Loan Scams:

There are ways to protect yourself from student loan scams. In the event you come across these scams via phone or email, you must cut contact with them immediately. If you know the financial institution/company name of where your student loan came from, call or email them directly to verify if it was actually them that contacted you. Inform them about the calls or emails you received about your student loan.

As always, you must never give out any personal information (that’s tied to your identity), to someone you don’t know. This goes for over the phone or thru the Internet. Never give out your bank account information, credit card information, Social Security number, or any other financial information.

screenshot pictures of student loan scams

My Final Conclusion on Student Loan Scams:

Knowing what scams exist in this world, will prepare you and make you more aware, so you’ll know how to deal with them accordingly when encountered. It will also give you an idea of what you can do to protect yourself, should a scammer choose you as thier next possible victim. If you have borrowed student loans in the past, be sure to get in contact with your lender direct, if you believe that you’ve received a suspicious email, or phone call about your student loan debt. They’ll be able to confirm whether or not if it’s the real deal, or if you just dodged a bullet.

Do you have any experience with being involved in a student loan scam? Do you have any questions concerning this scam review? If so, please leave your comments or questions at the bottom of this post, and I will be more than happy to get back to you. Thanks again for checking out my post, and good luck with your success online..

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Also, if you enjoyed reading and educating yourself on student loan scams, please don’t limit yourself. Feel free to read and learn “all about” a different, online scam/scheme review like:

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Online Dating Scams-Taking As Much Money From You, As Possible!!

online dating pictures

Whether you can admit it or not, a lot of us would want nothing more than to find that special someone. Yes, the idea of getting married and living happily ever after seems very appealing. And there are still some of us out here that are looking for that one true love to be in our life (whether it be a man, a woman, or both).

Online dating is no longer one of those things that’s been stigmatized. Over the years, more people have been able to find the love of their life thru online dating sites like Match.com, eHarmony, OKCupid, Tagged, and many others. However, online dating sites are also a hotbed for scammers to come in and extract as much money from you as possible. And sadly, this is done pretty much every single day.

By making yourself aware that such scams exist (after reading this article), you’ll know how to recognize a dating scammers profile in the future. Even if you’re already corresponding with someone, it’s always important to do your due diligence to see if they are the real deal. In this article, we’re going to talk about what online dating scams are, how they work, and what you need to do in order to protect yourself.

The History Of Online Dating:

If you really want to know the history of online dating, you’ll need to go back as far as the 1950s. No, that is not a typo. Some scientists began using an IBM 650 and programmed a questionnaire to match 49 men, with 49 women. Back then, no scammy love matches were even heard of. So when exactly did these online dating scams take place?

We can only date this back as far as the infancy of the Internet. In 1995, Match.com was the first ever online dating website. Over the years, more of them came along in the form of Plenty of Fish, OKCupid, eHarmony, JDate, Tagged, and many others. Even today, there are a few other niche dating sites that focus on interests, race, and even political preferences.

It’s not exactly known when online dating scams became prominent. But we can most definitely bet that dating scams have started to become more visible around the time when the Internet was reaching it’s peak.

a picture a women taking money from a man

How These Online Dating Scammers Works:

Typically, a scammer will often message you first. You receive a message and it appears to be from someone who the average person would definitely consider attractive. They may even seem to be out of your league. It may not be typical for a man/women who really isn’t average in height, weight, his/her looks, to receive a random message from some woman or man, who might seem to be a dead ringer for a supermodel.

Bear in mind, women and men do have their preferences in what they are looking for in a man/women (height being one of the biggest factors). For men, they obviously have their preferences as well. But we’ll let you be the judge of what that might be.

So, you receive a message that comes with a ton of compliments and what not. Some scammers will be straightforward and ask you for money right from the jump. However, some scammers will often “slow cook” you, before they ask you the big question. When we say “slow cook”, we mean taking the time to build a relationship with you.

So what the scammer will mainly aim to do, is contact you on the regular basis. They’ll be aiming to build as much trust, passion, and comfort in you, until they got you mentally. In other words, they’ll be trying to speak as much as what you might want to hear (knowing your looking for real love), until your convinced they really care about you, and there’s really a relationship.

Once there is enough trust and comfort established between the both of you, that’s when they’ll fabricate some kind of excuse or story, that will set off an alarm within your conscience saying “you’ve got to help this person”. But in reality, what they’re trying to do, is get you to comply with their “desperate need” for money. This could be a medical situation involving themselves, or a “close” member of their family. Something that will automatically get you to be nice enough to open your wallet.

They will continue to pull this stunt for as you let them. And unfortunately, this has landed a lot of people into deep financial trouble. And the last thing we want to happen, is for your to become the next victim. With that said, read on so you’ll know what to look out for, and how you can protect yourself from becoming the next victim to this type of scam.

How To Protect Yourself From Online Scams:

Keep in mind that these scammy profiles are usually hidden in plain sight. They’ll blend in with the ones that are real dating profiles. However, you’ll be able to know which ones are real compared to those that are not. The following details are some preventative measures that you should take in case your contacted by a potential dating scam artist:

Is It A Real Person?:

One of the more common scenarios for an average dating profile, is that there are multiple pictures included in that daters profile. Normally atleast 15 pictures. These pictures can be of themselves at home, out and about with friends, or in places that they have traveled. However, some scammers can do this as well. One of the things you should do is do a “reverse image” search. This will determine whether or not they are using stock photos of a model, or if they’re stealing photos from modeling websites (and cutting out the water marks).

Location, Location, Location:

A scammer may claim to be someone who is in another country for “working” purposes. Some may even claim to be in the military, and currently on deployment. Both of these statements should set off red flags in your mind. Usually, a real dating profile will be either in your local area, or in an area of your preferred choosing, that was already pre-chosen.

They Profess Their Love For You, A Little Too Early:

One of the biggest mistakes we make as human beings, is saying “I love you” way too early in the relationship. Of course, if it’s coming from someone you’ve known for a while, since you were a child, or all your life, would be considered normal. But if it’s from someone who has never known you, or met you in person, then this should set off another red flag in your mind. This is a tactic commonly used when being taken through the “slow cooking” process by a dating scam thief. 

They Ask For Money For An “Urgent” Situation:

As we’ve stated earlier, there will come a time when something will come up when the scammer will need the money. This could be for a sick relative, or some other fabricated situation like not having enough money for a simple plane ticket. Under any circumstances should you ever send money to someone over the Internet, that you’ve just met thru a dating website.

And most definitely never give out any banking account information! This would include routing numbers, credit and debit card information. And if your potential date lives long distance, chances are they should pay for their own expenses to come see you. If they ask for money, this most likely should be a cause for concern.

online dating pictures

My Conclusion For Online Dating Scams:

While many people have found success using online dating websites, some have found failure in the worst way. It is alway important to stay alert and be aware of potential fake profiles, if you decide to use an online dating service. Remember to protect yourself at all times, especially if you are about to meet a person for the very first time offline. As always, never under any circumstances give out any information that pertains to your identity or finances. Especially when it comes down to a stranger you’ve just met from the Internet. It’s never a such thing as being overly cautious.

Do you have any experience with being scammed by a fake online dater? Do you have any questions concerning this scam review? If you do, please leave your comments or questions below, and I will be more than happy to get back to you. Thanks again for checking out my post, and good luck with your success online..

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Also, if you enjoyed reading and educating yourself on online dating scams, please don’t limit yourself. Feel free to read and learn “all about” a different, online scam/scheme review like:

“All About” 4 Different Visa Scams

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Debt Collector Telephone Call Scams!!

a picture of debt collector scams

Introduction:

There are a ton of scams that exist. And scammers will find their next victim using all kinds of mediums. Phones, the Internet, text messages, and so on. It doesn’t matter what they use. As long as they achieve their main objection of extracting as much money from you as possible, they’ll do whatever it takes to sucker you in. But luckily you just so happen to be stumbling across this. Our mission here is to make sure that you don’t become the next victim in scams like the one we’ll be talking about here.

We’ll be talking about a scam known as a “debt collection scam”. This is one of the many telephone scams that still happen even to this day. And people like the elderly and the unaware, are more likely to fall victim to this scam. And you may also become a victim too, if you’re not made aware of what they are, how they operate, and how you can protect yourself from this type of scam.

Let’s dig into what they’re all about, how they work, and what you need to do in order to prevent yourself from becoming the next victim.

How Debt Collector Scams Started:

a picture of debt collector scams

Like many telephone scams, the debt collector scam has been around for quite some time now. It’s unclear when this exactly started. But, as technology changed, scammers would often use the newer technology to employ their scammy tactics on would be victims. Today, you’ll often see scammers use fake telephone numbers (especially numbers that claim to be a local number).

Some will also use VoIP software. Which means they can make calls using a telephone system on an online browser. While they’ll likely use United States numbers, there’s a good chance that they are actually operating outside of the country. So these numbers may just be a little hard to trace.

7 Ways To Tell Which Debt Collector Is Real From The Fake?:

In order to distinguish a real debt collector from a fake, you’ll need to know the difference in protocol. The following details we’re about to cover are some warning signs, plus a brief summary of what debt collectors actually due in a real situation:

1.) Withholding Information:

Obviously, having debt is a thing that you can have. And you can pay it off at a time that is agreed by you and the debt collector. A legitimate debt collector will have information on hand that will be given to you like the name of the creditor, and the amount of debt owed. If you dispute the debt, the collector will have to obtain verification of the debt.

If the collector does not provide this information during contact, they are required to send you a written notice within five days of the initial contact. A scammy debt collector will do the opposite, and refuse to disclose any information.

2.) Pressures You To Pay Via Money Transfer or Prepaid Card:

Why money transfers or prepaid cards? Because these methods are hard to trace. But a real debt collector would prefer if you sent your payments in the form of a check, or money order.

3.) Threats Of Jail Time Or Impersonates As A Government Official:

This is a slippery slope here. Yes, there are debts out there that you would have to pay  or otherwise you’ll face being locked up. But these debts might be through the justice system. So unpaid fines might lead to you being arrested. But debts from some unknown company will not get you arrested. Scammers will use this as a scare tactic to ensure that you comply. Do not fall for this trick.

4.) They Threaten To Reveal Your Debt To Your Friends, Family, Employer, Etc.:

This is another scare tactic that they’ll employ on unsuspecting people. At this point, it’s kind of ridiculous. Your spouse should already know about your debts and other bills that need to be paid. A real debt collector would keep information like this strictly confidential. They will not reveal any information to your friends, family, or your employer regarding your debt. A debt collector can only relay any information concerning your debt to your next of kin, should you die and had yet to pay the debt off. That is the only exception to the rule. But it does come with a verification process, for security purposes. 

5.) If You Don’t Recognize The Debt!:

If you don’t recognize the debt, try to ask as many questions as possible. Be sure to confirm that it is indeed a debt of which you owe.

6.) They Start Asking You For Sensitive Information:

This of course consists of your bank account or credit card information, social security number, routing numbers, or anything that is tied to your identity. You should never reveal any personal information to a scammer, or someone you don’t recognize online. But if there’s confirmation that the debt is indeed yours and you are dealing with a real debt collector, then you can give out any pertinent information.

7.) They Call You At Unusual Times:

If you get a phone call from a so-called “debt collector” before 8AM or after 9PM, there’s a good chance that you’re dealing with a scammer. Real debt collectors will call you during normal business hours.

3 Ways To Protect Yourself:

Here are some steps you could follow to protect yourself, in the event you do encounter a scammy debt collector:

1.) Ask For A Callback Number:

Giving out information over the phone is a very uncomfortable thing. With that in mind, you’ll need to request some specific information from the caller. You’ll need to request the caller’s name, the name of the company, street address, city/state/zip code, and a callback number. You can use this information to make sure they are the real deal, or if they are a scammer trying to steal your hard earned money. If you call back and the number is not functioning, it could be a scam.

2.) Be Sure That You Know Information About Your Debt Before You Pay Anything!!

A smart thing you could do before you pay any debt collector, is confirm whether or not the debt is actually yours. Be sure to request written information from the debt collector, that would confirm that you really do owe this debt to them. Do not pay anything until that written confirmation is sent to you.

3.) Contact The Original Creditor:

If you believe you’re dealing with a scammer, it is important to get in touch with the original creditor, thru the information you was previously provided, when you applied for the loan. Find out who is actually assigned to collect the debt on their behalf.

a screenshot picture of an old telephone

My Conclusion For Debt Collector Telephone Call Scams!!:

While dealing with debt is a serious issue, knowing which debt collector is real from the fake, is something you’ll need to know. Be sure to take heed to the warning signs discussed above and protect yourself from this kind of scam, if it were to happen.

Do you have any experience with being scammed by fake debt collectors? Do you have any questions concerning this scam review? If you do, please leave your comments or questions below, and I will be more than happy to get back to you. Thanks again for checking out my post, and good luck with your success online..

Were you looking for my top, legit work online recommendation instead?

Click here To Read My # 1 Recommendation!

Also, if you enjoyed reading and educating yourself on debt collector phone call scams, please don’t limit yourself. Feel free to read and learn “all about” a different, online scam/scheme review like:

“All About” 4 Different Visa Scams

“All About” Phone Call From Recruiter Scams

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“All About” Fake Prizes And Sweepstakes Scams

“All About” T.V Informercial Scams

“All About Me” Mr.Hassan

And Much More..

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Infomercial Scams: Distinguishing What’s Real From What’s Fake!!

a picture of infomercial scams

 

Introduction:

You see them on TV all the time. Usually they’ll play late at night, or in the early morning. Most of the time, they’re usually “As Seen On TV” products. You might see a copper, non-stick pan for sale for example. Maybe a pillow that suppose to give you your best night’s rest. Yeah, those might be great products. Good enough for you to buy two, right? Those might be examples of infomercials that are not scams.

However, there are infomercials that exist that are all part of some sort of scam. Since infomercials exist on TV, it would be hard to distinguish what is real from what is fake. But hopefully this article will show you exactly how you can tell a real infomercial from a scammy one, so you don’t become the next victim. It is always important to know what scams are in existence. So let’s dive into what these infomercial scams consist of and how you can protect yourself from them.

A Brief History On Informercial Scams:

It’s unclear when these infomercial scams came about. But, there is one notable case where infomercial scams came to light. One notable figure that can be associated with this type of scam, is someone who goes by the name, Kevin Trudeau. The Federal Trade Commission (FTC) began keeping an eye on Trudeau in 1998. They fined him $500,000 for his role in deceptively advertising a product line known as, “Eden’s Secret Nature’s Purifying Product”. Trudeau falsely claimed that the product was designed to boost a person’s immune system.

Trudeau then started an infomercial where he claimed that eating coral calcium would cure cancer. Once again, the FTC began to pursue Trudeau vigorously. In 2007, they ended up obtaining a court order that would band Trudeau from making infomercials, for a minimum of three years. Trudeau believed that his First Amendment rights were being infringed. In retaliation, Trudeau began to promote books rather than diet supplements in a new set of infomercials.

(Speeding forward) As of 2019, Trudeau is serving time in federal prison from his dealing in scam, deceptive activities.

How Does An Infomercial Scam Work:

Typically, there are two kinds of industries that are hotbeds for infomercial scams: the money making industry (i.e.–Get rich quick type of programs), and health industry product’s. Some of the infomercials you’ll see, if any, will be making these bold and too good to be true claims, stating that by paying they’re one time sign up fee and following they’re proven system, you could be a millionaire in no time. Not to be outdone, there are some infomercials that showcase so called “health products”, that suppose to cure certain illnesses and diseases. But at the end of the day, these programs and products only end up being absolutely bogus! 

A screen shot picture of 5 Stupid Get-Rich Quick Scams (People Still Fall For) | Cracked.…

How To Determine If An Infomercial Is Real Or Fake:

Since you see Informercials on television almost all the time, it is widely assumed  by many, that the product  being advertised is legitimate. But thanks to scammy infomercials infiltrating our television airwaves, we’ve became a little skeptical of whether or not it’s a real product. If you see an infomercial on a product or program that might interest you, but you want to know if it’s the real deal without even purchasing the product first, you’ll have to consider the following:

Examine The Infomercial:  If you notice that something looks digitally added, the product may be a potential scam. The infomercial should have a picture enlarging the item, so you can clearly see what it is.  When this is the case, you should see a caption that says “picture enlarged to show detail”. You should also Google the picture to double check.

Decide If The Product Is Realistic Or Not: Keep in mind that not all products were made to be perfect. Products and programs will always have it’s pros and cons. Some people will like it, and others won’t. Yes, there will be products that claim to be fireproof, waterproof, unbreakable, foolproof, etc. But at the same time, still check to see if there are any flaws. Like for example: “this item is too big to take with you. But call now in the next half hour, and get the portable version absolutely free”. Always check that the advertiser’s are being honest and realistic.

Get Opinions: As you’re watching the infomercial, you’ll need to make a note of the product. Get the name of the product and Google it. Carefully read through all the reviews you come across. Obviously some will like the product, and others won’t. You should go by the majority opinion of what the reviews are stating.  You should Google the manufacturer of the product as well.

But Wait, There’s More: Find out what else they offer in terms of products. Sometimes, they have other products they’re selling, plus bonuses they’re offering, all for free. It may be a scam if the infomercial only offers the same upgrade or free gift.

Check The Price: The common price for most of these products is $19.99. Alternatively, they’ll offer “X easy payments of $Y”. But the payments may not be as easy as you think.

What Is The Value? Most infomercials will tell you that this particular product cost a certain amount of money, but they’ll reduce the price. However, the price is not what it’s stating it’ll be. This is because of shipping and handling fee’s. Some companies may even hit you with false charges. If the company continues to falsely charge your credit card, contact your credit card company and block them immediately.

Weigh The Pros and Cons: After all these bad judgements, you might conclude the product in not being worth it. But if it only has a mistake or two, it may be a product worth investing in. If it has more than 4, 5, or 6 mistakes, this should be a product you choose to stay away from.

Protecting Yourself From Infomercial Scams:

The obvious way to protect yourself, is to do your due diligence. If you decide to purchase a product, you’ll need to be aware of how the customer service representative treats you. You may deal with professional, kind operators, or rude ones. Never under any circumstances answer personal questions like “what is your ID, credit card, routing, banking, or social security “number”. If this happens, cancel your order. Warn them that if they still send you the product, you will report their company.

a picture of infomercial scams, and a white guy laying in money

My Conclusion For Informercial Scams:

It may be hard to distinguish which infomercials are real, and which ones are fake. But knowing what to look out for, in terms of the infomercial itself or the product, will help protect you from becoming a victim to these type of scams. Be sure to pass this along to those in your family who may be vulnerable to scams like this.  

Do you have any experience with being scammed by a late night Informercial? Do you have any questions concerning my scam review on Informercials? If you do, please leave your comments or questions below, and I will be more than happy to get back to you. Thanks again for checking out my post, and good luck with your success online..

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Also, if you enjoyed reading and educating yourself on Informercial scams, please don’t limit yourself. Feel free to read and learn “all about” a different, online scam/scheme review like:

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Fake Prizes And Sweepstakes: How They Work And How To Protect Yourself!

A screen shot picture of a Sweepstakes prize certificate

We all know that winning is a good thing. It can be a cash prize, or a trip to a dream destination. However, there are people who fall victim to scams that are based on fake prizes and sweepstakes. And day after day, these scammers stop at nothing to make sure that their next victim gives them as much money as possible, before moving on to the next one. It’s important to know what kind of scams related to this exist, and what you need to do in the event that your targeted as they’re next potential victim. Here’s the untold truth!!

A screen shot picture of a "win an iPad", "Enter Your Cell Number" advertisement

The History Of This Type Of Scam:

This fake prize and sweepstakes scam, started by way of telephone. It’s hard to trace back to when this particular scam exactly started. However, because of technological advances, now scammers are using other mediums to employ their dirty deeds. The Internet is another big way for scammers to reach out to they’re potential victims.

As the Internet became more popular, scammers began to pick up other techniques to contact their potential victims. They would find ways to extract a person’s email address and send them a spammy email telling them that they won some kind of prize.

How These Scams Work:

Scammers will reach out to you either by telephone, or email. Some scammers will even excerise methods where your sent a text message saying that you won a grand prize associated with some kind of sweepstakes. Other than just good old fashioned email, scammers will even utilizing social media as another way to broadly reach out to anyone who may be gullible enough to claim their so called “prize”.

For the sake of this article, we’ll give you an example where someone is being contacted by the scammer thru email, about winning some so called “prize”. Here’s how it works. The scammer will send out an email telling their intended target that they’ve “won” the top prize (which could be anything), in they’re “mambo jambo” Sweepstakes.

They might also label you as a “lucky winner” (to make you feel special). But in order to claim the prize, you have to pay money upfront for “processing fees” or whatever variation it may be. Scammers will fabricate some kind of fee, in order to extract as much money from you as possible.

The scammers will often use free email accounts to employ their tricks and tactics. When you do receive an email, you’ll notice how they are often inconsistent in exercising good grammar and spelling skills. At the same time, you’ll also notice that there are other inconsistencies.

For example, if you are a citizen living in the United Kingdom, you’ll get an email about a prize you’ve won from some sweepstakes based in another country (Example: South Africa). And the prize value is in United States dollars. Most people will not know or understand what kind of currency a country uses. In this example, the country of South Africa has their official currency known as Rand. They do not use US Dollars as their official currency.

The Difference Between What’s Real And What’s fake:

While the thought process of you winning something might be either, “wow I really won the top prize, I can’t believe this is happening or, I can’t believe I really won this, or was chosen”, there’s something you need to know. This is exactly what the scammers want you to think and feel. It’s all a mind game. Targets like really young, older or naive people fall victim to these types of scams. This because of their lack in awareness and/or knowledge on how this scammers operate.

So here are some things to keep in mind so you can distinguish what’s real from what is fake, in terms of winning prizes or sweepstakes:

You Can’t Win A Sweepstakes That You Have Never Entered!:

This is a no-brainer. Everyone knows that a sweepstakes can be won legally only if you’ve initiated the application process. When signing up for a legit Sweepstakes for example, you would input your name, address, and phone number. And that’s it. Since this is a game of chance, you’ll either get picked as the winner, or never here anything back from the Sweepstakes.

There is no such thing as winning a sweepstakes that you’ve never entered in. And legitimate sweepstakes do not charge any upfront fees that need to be paid before the winner can claim they’re “prize . Yes, you do have to pay taxes on your winnings. However, those are paid to the IRS along with your regular tax returns. So if anyone tells you that you need to pay taxes and fees upfront, know that you’re dealing with a big scammer.

A screen shot picture of a white guy pulling money out of his wallet

Buying Something Doesn’t Improve Your Chances Of Winning!

OK, so this might be true in one aspect. In the case of you investing in something like buying one million lottery tickets. But that’s because the odds of you winning the jackpot is like a million to one. So with this case, you might have a guarantee chance of winning. However (going back to my point), you can’t under any circumstances buy a product from a Sweepstakes, that’ll help improve your chances of winning they’re top prize. So if you’re asked to purchase something as part of the “contest”, you’re morw than likely dealing with a big scammer.

A screen shot picture of wire transfer

A Scammer Asks You To Wire Money:

One of the tried and true signs of a scammer, is when they ask you to wire them money. Other times, they’ll ask you for your credit card or bank account information. Regardless, no legitimate sweepstakes will ever ask you for this type of information. If you happen to see this in an email, this should set off a red flag in your mind.

Scammers Send You A Fake Check:

 Nothing screams the word “scam”, louder then receiving a check with your name on it in the mail. Keep in mind that cashing fraudulent checks themselves can get you in deep trouble. One thing you should note, is that if you have a cash prize of $600 or more, you’ll need to fill out an affidavit proving that you are the real person, before your cash prize is sent out. As for the phony checks themselves, know how to distinguish a good check from a bad check. Simply google how to determine a good check, and a bad one.

How To Protect Yourself From A Scam:

In order to protect yourself from a scam, it can be as simple as ignoring they’re email. Never under any circumstances give your personal information over the phone, or Internet. This includes bank account information, credit or debit card information, social security numbers, or anything that is tied to your finances or identity.

It is important to make people who may likely fall victim to this type of scam, aware. Be sure to clearly instruct them on what to do, and what not to do. It should be noted that they should know the difference between how a real contest or sweepstakes operates, from the fake. Being aware is key to being able to avoid being scammed all together.

A screen shot picture of red and white words that read, WIN BIG

My Final Conclusion For Fake Prize and Sweepstake Scams:

Scams will continue for as long as we allow it. So it’s important for us to stay one step ahead, know what they are, how they operate, and how to avoid them. Always use protective measures. In the event you do fall victim to a scam, you should report it to your local police department, and file a report. If your bank account or credit card account has been compromise, contact authorities immediately and they should fix the issue in the best ways possible. Always remember, you cannot win a prize or sweepstakes you’ve never signed up for. Now you know the untold truth!

Do you have any experience with Fake Prize, or Sweepstakes scams? Have you been involved in a Fake Prize or Sweepstakes scam before? Do you have any questions concerning my scam review? If this is the case, please leave your comments or questions below, and I will be more than happy to get back to you. Thanks again for checking out my post, and good luck with your success online..

Were you looking for my top, legit work online recommendation instead?

Click here To Read My # 1 Recommendation!

Also, if you enjoyed reading and educating yourself on Fake Prizes and Sweepstakes scams, please don’t limit yourself. Feel free to read “all about” a different, online scam/scheme review like:

“All About” Online Scams

“All About” Online Investment Scams

“All About” 4 Different Visa Scams

“All About” Phone Call From Recruiter Scams

“All About” Lottery Scams

“All About Me” Mr.Hassan

And Much More..

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