Lottery Scams: What You Need To Know And How To Protect Yourself

screenshot pictures of Lottery Scams

Introduction:

There are so many scams out here/online. And scammers are reaching out to their potential victims through so many mediums like the Internet, telephone, and sometimes in person. The common mission of a scammer is to extract as much money as possible from their potential victims. People like senior citizens, teenagers, and young adults, are more than likely targets for these scammers. Unfortunately, some of them become victims unknowingly. And they won’t know that they’ve become a victim until it’s too late and they’ve lost out on they’re money. Or even they’re identity.

Today, we’re going to take a look at a scam that has been around for quite some time. The type of scam we’re going to cover today, is known as a lottery scams. These should not be confused with the lottery games that are played here in America. However, this is a type of scam in which the scammer will claim that you have been chosen for a grand prize, or something similar. Let’s dig into how this type of scam works and how you can protect yourself from becoming a scammers next victim.

screenshot pictures of the mega millions

The History Of Lottery Scams:

It’s uncertain when exactly these lottery scams began. But we can likely trace it back to a time when the Internet was rising in terms of popularity. During it’s infancy, the amount of users was smaller, compared to what it is now worldwide. Because of advancements in digital technology, scammers have moved away from traditional methods like contacting you by telephone. Scammers now use the Internet to their advantage to lure you in.

How Lottery Scams Work:

Keep in mind, that you cannot win the lottery without first purchasing a ticket. There is no such thing as an “email lottery”, or a lottery where no ticket is purchased. So, you’ll need to make yourself aware of this. Sure, you may not play the legitimate lottery. But, it’s a no brainer for players and non-players alike to know that it’s not how the whole thing really works.

At the outset, the scammer will email you explaining to you that you’ve entered some type of random drawing and won a grand prize (specifically a large amount of money). Right from the get go, the scammer will request you to send an undisclosed amount of money, in order to recieve your “jack pot”. The scammer will say that the money is an advance fee or application fee, that you need to pay before claiming the prize. But in reality, legitimate lotteries often subtract the money from your winnings for tax purposes, amongst other fees. However, the scammer will make up something to make it look like the charge is some kind of normal legitimate fee that all winners are obligated to pay.

These overseas, lottery scam emails often come from email addresses linked to free email accounts. These include, but are not limited to: Outlook, Yahoo!, Hotmail, Gmail, Live, or MSN. Basically, the scammer will have an email address that is linked to one of these free email services. What the scammer will also say to their potential victim, is to keep their winnings a secret. That’s because if someone were to mention that they won. money thru an email or phone call lottery, that person might tell the “winner” that it’s actually a fake.

If you receive an email or even look at a sample of a scammers email, you’ll notice that there are some inconsistencies. By inconsistencies, we mean that you’ll notice that an email might be sent to a UK citizen, telling them that they won a prize in US Dollars, in a lottery that’s located in a foreign country (i.e.–South Africa). In the UK, the currency they use is called “Pounds”. The US “Dollar” is not the official currency of South Africa. South Africas official currency is “Rand”.

Of course, the obvious giveaway of them all is the grammatical and spelling errors. These lottery scam emails are loaded with errors.

There are variations of this type of scam that exists too. For example, the scammer will inform the potential victim about a vacation they’ve won, a boat, or maybe even a brand new car. But lets use winning a 7 day/6 night Caribbean Cruise for example. What the scammer will do next is insert false scarcity. An example of this could be them telling they’re victim that they must respond within 4 minutes and if they don’t respond within a certain time period, they’ll miss out on they’re prize. This will trigger the age old fear of missing out in a potential victim.

At the end of the day, what the scammer is trying to do is extract as much personal information out of you as possible. After a victim calls the “agent”, they are asked to come to an office where they will receive more information about the trip. Maybe they won’t ask you to come in. They might just try to provide and also grab all of your personal information from over the phone. They might even try to charge you an “application” or “processing” fee, which they’ll say is supposed to be “normal”.

How To Protect Yourself From Lottery Scams:

The first way to protect yourself, is by using your common sense. But once again, the scammers often target teenagers, young adults, senior citizens, and those who may not have a complete understanding on how a scam works. They use “legit sounding” ways to gain access to your personal information. The goal for a scammer is to trick you into giving up your personal sensitive information by way of the internet,or over the phone.

Yes, this scam can sometimes take place over the phone. But typically, the Internet serves as ground zero for this evil lottery scam. In order to protect yourself or those who might be targets from this type of scam, you must be aware of the following:

  • Your state lottery agency will not charge you to get your prize.
  • A state lottery official will not contact you personally about you winning a prize. The only way they’ll know who the wimner is, is if someone has a winning ticket and informs the agency on their own accord.
  • Lottery officials will not ask you for money upfront.
  • There is no such thing as winning the lottery without purchasing a ticket.

screenshot pictures of Lottery Scams

My Final Conclusion On Lottery Scams:

Scams will continue to exist. We can’t change that. And they will continue to do so for as long as corrupt people exist. So It’s important for you and your loved ones to be aware of any and all scams that may exist, and protect yourself if you’re ever approachedby them. One of the old rules you should follow is “if it sounds too good to be true, then it probably is”. Never under any circumstances give your personal information, or send money to anyone you do not know, over the phone or thru the Internet.   

Do you have any experience with lottery scams? Have you been involved in a lottery scam before? Do you have any questions concerning my lottery scam review? If you do, please leave your comments or questions below, and I will be more than happy to get back to you. Thanks again for checking out my post, and good luck with your success online..

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Phone Call From Recruiter Scams!

Screenshot picture of a cartoon telephone

Scams are everywhere. There is no question about that. Scammers can reach their potential victims through so many different mediums. In today’s technology, most scammers rely on the Internet. However, that doesn’t mean that scams by way of telephone are obsolete. In fact, thanks to the technology that brought is VoiP services like Google Voice, scammers may be even hard to trace despite the fact that they would use U.S.-based phone numbers to make it look legitimate for the caller ID.

Today, we’re going to dive into recruiting scams. More specifically, scams that are done over the telephone. These types of scams are carried out by scammers who call their potential victims claiming to be a recruiter for a certain company. They claim to recruit people for a job. Your job at this point is to learn how these types of scams operate and how you can protect yourself from becoming a victim.

How They Operate:

It’s unclear when these phone scams started. But there have been a lot of reports as of late warning that these types of phone scams are on the rise. Thankfully, we use articles like this not only to make people aware of them, but also help you (the reader) protect yourself. Our mission: to stay one step ahead of the scammers. So how do they operate?

The purpose of the scammer is for them to extract money from you for the purpose of a “processing fee”. Some of them also are intending to steal your identity. Keep in mind that no job offer ever requires you to pay money for the sake of “application processing”. But for those who have never applied for a job before, especially younger people, they are more vulnerable to falling victim for a scam like this. And in order to look legitimate, the scammer will even create a profile on LinkedIn to make it look like they’re the real deal. But how do they get your information? Surprisingly, the get your information through job boards.

And then comes the part where they call you. They claim to be a recruiter for a major Fortune 500 company and promise you a job that has claims to have above-the-market salaries. They just straight up and say that you’d be perfect for the job. They don’t bother asking for your qualifications or experience at all. All they want is to close the deal and move onto the next victim.

Know The Warning Signs:

Making you aware of this scam is one thing. But knowing the warning signs will help you distinguish what is real from what is considered bogus.

They Initiate The Call: This is obvious. A scammer will initiate the conversation and not you. Clearly, this is not what a legitimate Fortune 500 company does.

If you’re interested in a job, one of the things that happens is that you initiate the process by applying for the job yourself. The only time a company would recruit someone to join their ranks is either by posting a job listing online by way of LinkedIn, Indeed, Monster, etc. Also, your local job fairs are a place where companies will recruit people to join their ranks. Almost no legitimate company would ever recruit anyone out of the blue just by calling them.

It Sounds Too Good To Be True: If it sounds too good to be true, it may be a lie. For example, a scammer can prattle on about the kinds of benefits you would receive if you got this “job”. Can you really work a job that gives you 20 hours a week and an annual salary of $72,800? Absolutely not. What about an entry level job with flexible hours and a high hourly wage? Nope. We can dream all day of having a good high paying job. But the process of getting one would be tough. You’ll have to go through a series of interviews initiated by some of the powers to be. But getting it after one interview over the phone never happens.

Badly Written Emails: By now, you’ve probably saw those scam emails from someone who claims to be royalty. Well, these emails are no different. They come with the same punctuation and grammatical errors. Also, a legitimate hiring manager often has contact information for the applicant to call back. These scam emails won’t have that. Not even a phone number in their signature.

Job Interviews Via Instant Messenger: There is no way an instant messaging platform like Facebook Messenger would be an appropriate setting for a job interview. Either you do it in-person or via Skype or Zoom (if the job offer is say…in another part of the country). This gives scammers an opportunity to extract information from you if and when they ask for it. The info they’d want is your bank information, social security number, or anything that is tied to your identity.

Take Other Protective Measures:

Aside from knowing the warning signs, you’ll also need to take protective measures to ensure that these scammers do not obtain your information and contact you by way of your telephone. Consider the following measures:

Know The Privacy Policy Of Job Boards: This is a big one. Most job boards will never give out your personal information like your email address or your phone number. But some scammers are often skillful in extracting that information by some other means. Be sure to review the privacy policy of whatever job board you sign up with.

Check Their LinkedIn Profile: LinkedIn is an excellent place to see if they actually are the real deal. If you manage to find their profile, but have a few connections, you better keep your guard up. Normally, a recruiter or hiring manager will have a large number of connections. And to ensure consistency, they’re connected with pretty much every single “power to be” in the company.

Use Other Verification Methods: There are ways to look up emails of people today that work for Fortune 500 companies. If you know the email of the person trying to “recruit” you, you can look it up via Google. You can also contact the company itself and find the right person to speak to that can verify whether or not that person actually does work for the company.

Screenshot picture of the words telephone scammer calling

My Final Conclusion:

Now that you are made aware of this type of scam, it is important to stay alert whenever a suspicious phone call comes your way. If you ever receive a call from someone claiming to be a job recruiter, there’s a good chance that it might be illegitimate. Don’t be afraid to take any of the necessary precautions above before making any final determinations. Also, never under any circumstances give out your personal information to people you do not know either over the phone or the Internet.

Do you have something to say, or any experience with being scammed by fake phone call recruiters? Do you have any questions in particular concerning phome call recruiter scams? If you do, please don’t hesitate to leave your comment or questions below, and I will be more than happy to get back to you.

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4 Visa Card Scams To Know About And Protect Yourself From

a screenshot picture of multiple different visa debit cards

There are a ton of scams that exist around the world. They operate through so many mediums and channels, such as through telephone or the Internet. Regardless, the goal is simple: to scam victims and extract as much money out of them as possible. Unfortunately, these will continue and there will always scammers that will find a new way to repeat the process. For as long as that happens, we’ll be doing our best to make you aware of them so you don’t fall victim to a scam yourself.

One of the scams will cover today pertains to Visa Credit and Debit Cards. There are a few variations of this type of scam in particular. One of the more notable scams is when you receive a call from someone claiming to be from Visa to inform you of suspicious activity on your card.  Considering how serious of an issue like potentially fraudulent activity happening on debit and credit cards, it can put someone on edge. Scammers have decided to take advantage of such a situation where a card user is in a state of panic that they’ll do what is necessary to take care of the issue.

We’ll show in detail how these types of scams work, who is affected by them, and how you can protect yourself in the event if you end up being targeted.

How Visa Card Scams Started Out:

A Visa Card scam is one of the many versions of credit card fraud that exist. Since this type of credit card scam takes place over the telephone, they can be dated back to a couple decades. However, there is no specified date on when they rose to prominence. These days, credit card scams don’t always happen on the phone. Thanks to some technological advances, some of them can happen in places where you least expect it.

Types of Visa Card Scams:

There are a few variations of Visa Card Scams that exist. Here are a couple of major scams that you should be made aware of:

The Security Scam

This is when a scammer that poses as a customer service representative from Visa will call their potential victim to inform them of suspicious activity on their card. The complex thing about this is that while legitimate credit card companies will notify you of any potential suspicious activity, it can be hard to distinguish a real security alert from a false one.

To begin, the scammer will make a claim that you made a large purchase that may be considered suspicious. They will ask you if you made such a purchase. To which you would reply, “no”. Next, the scammer will say that they will work to issue a credit to your account. They will mention that the credit will appear on your next statement and will be sent to your address. Since they have your address, they’ll read it to you to make sure if it is the correct one. To which you reply, “yes”.

Next, the scammer will claim that they have begun a fraud investigation. They’ll give you a 1-800 number and will instruct you to ask for security if you have any questions. This is also followed with a 6-digit number known as a “control number”.

The next part is where you really need to pay attention to. The scammer will then ask for verification to ensure that you are indeed the actual card owner. They’ll ask you for seven numbers: the last four of your Visa card and the 3-digit security code on the back of your card. What they’re actually looking for is that security code. Do not give them the numbers. Your next step is letting them know that you will call Visa directly for verification of this conversation. Once you end the call, immediately call the real Visa customer service line and let them know of what happened.

In the event if you had a slip up and gave the security code to the scammer, your next step is calling the Visa Security Department. The phone number will be on the back of your card. There’s a good chance that the scammers have hit you with a charge (usually a large amount like $500). Next, you will need to file a fraud report and close your account. Visa will issue you a new card number. Once you’ve settled things on the Visa end, you will need to contact law enforcement and file a report. It takes a few minutes for a scammer to create as much chaos as possible, especially when it comes to your Visa card.

The “Skimmer”:

This is a type of scam that can happen to any of us. This isn’t one that happens over the phone. We can become victims with just one innocent swipe of our card. Whether it’s at a gas station pump or at a card terminal in a retail store, it can happen. The way it works is scammers will install a skimming device that is designed to capture your card information. One of their favorite places to install them are ATM machines. Also, self-checkout card terminals in major retail stores is also a favorite place for scammers. Once they have the information in their hands, they are clear to make fraudulent charges to your account. Believe it or not, there are some places where scammers can recruit cashiers or waiting staff at restaurants to take part in these types of scams.

To prevent yourself from being a victim of this type of scam, be sure to check the card terminal for any damage before sliding your card. Be sure to cover the PIN pad as you enter your number in. That’s because scammers can install cameras that are located near the keypad.

Other Scams To Be Made Aware Of:

Confirming Info For Your EMV Card: These days, most card companies are installing chips on their cards to ensure that credit card fraud is reduced to a minimum, if not zero. Scammers will pose as issuers and email a warning out to customers saying that they need to update their information before they can receive their new card. Never give any card information over email or click on any suspicious links, as they may be used for phishing purposes.

Interest Rate Reduction: No one would ever say no to paying less on their credit card bill. Knowing this, scammers take advantage of this and will call them using a pre-recorded message promising them a reduced interest rate so they can pay off their card faster. Regardless if you accept the service or decline it, you may still be charged since there is a good chance that they will have your credit card information.

What To Do If You Are A Victim Of A Visa Scam:

If you have been contacted by scammers or believe to have been a victim of a scam, it is important to call the Visa Security Department. Taking the necessary precautions will prevent you from having to deal with more fraudulent charges. At the same time, you will also be taking measure to protect your identity. While your affected account will be closed, Visa will issue you a new number. Also, be sure to contact your local law enforcement agency and file a report. You should also notify the three credit agencies (if the affected Visa is a credit card) about what has happened. Failure to do so may harm your overall credit rating.

a screenshot picture of multiple different visa debit cards

My Final Conclusion:

Visa scams will continue to exist for as long as they can. And it is important to stay one step ahead of them. If you are ever contacted by someone claiming to be from Visa or any credit card company, do not give out any credit card or other information. The only time you should give your information over the phone or via email is when you are initiating contact with the credit card company yourself.

Do you have any experience with being scammed by any of these 4 Visa Card Scams? Do you have any questions in particular concerning these 4 Visa scams that I’ve just reviewed? If you do, please don’t hesitate to leave your comment or questions below, and I will be more than happy to get back to you.

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Online Investment Scams-They’re Out There!!

a screenshot picture of scam hyip website

There are legitimate ways to invest money online. These days, people are investing in the stock market using online brokerage firms like TD Ameritrade and ETrade. In the age of cryptocurrency, there are those who are investing in Bitcoin, Litecoin, and many others by way of crypto exchanges like Bittrex or Poloniex.

Unfortunately, there are online investment scams out there. The one we’ll be focusing on today are high yield investment funds. These are the ones that promise you high gains and in turn high rewards. Already, you know very well that it’s too good to be true.

However, many people each year get caught up in them and eventually lose a lot of money in the process. Today, we’re going to delve into what these kind of investment scams are and what you’ll need to do to protect yourself. The last thing we want any of our readers to do is become a statistic. With that said, let’s get started.

How Online Investment Scams Got Started:

High yield investment funds are a type of scheme that are known as Ponzi schemes. This has often lead to confusion between them and high-yield bond investments. The high-yield bonds offer bonds that have higher than investment-grade interest rates.

While Ponzi schemes date back as far as the 1900s, this specific type of Ponzi scheme rose to prominence with digital platforms accepting payments online. High yield investment programs of HYIPs often accept forms of payment via electronic payment gateways. That’s because these are easily accessible as opposed to traditional merchant accounts.

Who Is Typically A Target?:

It’s no secret that a lot of people that want to invest want to make big, fast gains as legitimate as possible. These are people who are middle-aged or senior citizens that are either on the verge of retiring or already have. They tend to look for a lucrative, short term ways that supplement their current bank account or retirement income. This of course, opens the doors for them to be vulnerable to investment scams like HYIPs.

How Do These HYIPs Work?:

HYIPs are programs that promise unreasonably high returns and will often use the money from new investors to pay off the older investors. While these scams happen online, there are some HYIPs that will reach out to their potential victims via cold calling. Some of them are even pitched in-person. Of course, these programs will also solicit you on using good old-fashioned email. Either way, their goal is to get you to invest with them on the promise of getting ridiculously high returns.

Here’s what you’ll need to look for in the event if you believe you’re dealing with a HYIP:

They Promise High Returns With Little To No Risk: This is often one of their main selling points. The fact that you can get quick, fast gains without any risk at all may seem alluring. But any smart investor will tell you that if you need big gains, you’ll need to take big risks. Some of these HYIPs will usually promise someone that with enough money invested, they can be able to see returns of 100 percent or more each and every day. The frequency of the returns they promise can also be weekly, monthly, or quarterly.

The Use Of Social Media: We live in the age where a lot of people from all different age groups use social media. Facebook, Twitter, Instagram…it doesn’t matter. Typically, HYIPs will spread the word about their program and pump it up to such an excessive amount. Of course, they will hammer the old “big gains, no risk” talking point to death because to them, they think “how can anyone say no to more money? They’re idiots if they say no.” It’s unclear whether social media companies are implementing strategies on cracking down on these HYIPs, but regardless you should steer clear from them anyway.

Lack Of Information: Typically, the people who promote the HYIP will have little information about who runs the program and how the profits are funded. Either they know a lot and they’re feigning ignorance or simply just don’t know. If I had to bet on the farm, it would be on the former.

E-Currency: As mentioned, we live in the age of cryptocurrency where Bitcoin, Litecoin, and Ethereum dominate the conversation. However, they should not be confused with the E-Currency that these HYIPs claim they make themselves. An HYIP will often require new investors to open up new accounts in order to invest. These types of accounts are often unlicensed as money transmitters.

How To Protect Yourself From HYIP Scams:

There are certain measures that you should take in order to protect yourself from these types of scams. They are as follows:

  • Consult with securities regulators before you invest. In the United States, see if they are actually made aware of by the Security and Exchanges Commission (SEC). Most of these schemes are unregistered and are operated internationally. Since they are likely based outside of the United States, any money you lose may be impossible to get back.

 

  • Just because your friends or family are involved (hopefully, they’re not) doesn’t mean it’s legit. Just because it aligns well with your personal beliefs such as politics and religion, doesn’t mean it’s legit as well. Do not place your full faith and trust too quickly in these types of programs.

 

  • Always ask questions. Ask questions about how the profits are generated and who some of the company officials are. If you don’t get an answer, don’t invest.

 

  • Never trust an investment because you receive early returns. This is just another tactic for them to suck you in and get you to recruit your friends into joining as well.

 

  • Take the “get in early, get out fast” recommendation with a grain of salt. Many HYIPs claims that one of the best ways to gain quick profits is by getting in early and getting out fast. You never know when exactly when the scheme will stop.

a screenshot picture of a hyip website

My Final Conclusion:

A lot of us want to make a good amount of money online by any legitimate means. At the same time, there’s a lot of us who want a good amount to enjoy our retirement with. No matter what your financial goals, you should never take part in a program that promises big, fast gains with little to no risk. Should you run into any of these, please report them to your local government authorities (Ex: In the United States, contact the SEC).

Do you have any experience with any online investment scams? Do you have any questions about my investment scam review? If so, please leave your comments or questions below, and I will be more than happy to get back to you. Thanks again for checking out my post, and good luck with your success online..

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Tech Support Scam: What You Need To Know

a picture of a virus infected computer

In an age where almost everyone has access to the Internet, not a day goes by that we don’t surf the web. It can be watching videos on YouTube, scrolling through our Facebook feeds, or even mindlessly surfing and going down one rabbit hole after another. Yes, we might run into a few annoying pop ups every now and then. Most of the time they’re harmless. But there is one in particular that really needs to be taken seriously.

It happens when you’re just browsing around and all of a sudden you’re redirected to a page. It has something that says “your computer is infected”. Sometimes, it will have a robotic voice saying “Warning…your computer is undetected” or the like. And then there’s a pop-up prompt repeating the same message, telling you to call an 1-800 number. You may know better, but there’s a lot that don’t. Especially those who are not familiar with computers such as older people.

So after repeatedly closing out the prompt after it pops up repeatedly, you finally close the browser tab. Persistent, aren’t they? So you’re probably wondering, how did these come about? And why are they a scam? We’ll answer these questions and delve into a lot more about how these so-called “tech support” scammers operate.

A screen shot of the screen of a cell phone that reads warning, virus, malware, spyware, and worm.

The History Of This Type Of Scam:

The “tech support” scam is one of a handful of telephone scams. As any traditional telephone scam operates, the scammer would typically cold call you. This type of telephone scam can be dated back as far as 2008. Often, the targets were residents that were living in English-speaking countries like the United States, Canada, the United Kingdom, Ireland, Australia, and New Zealand. These scams were typically made from call centers originating in India.

How This Type Of Scam Works:

As mentioned before, usually you will be surfing the web as normal. There will be a time when you’ll be doing something like clicking to scroll down a page and a separate window pops up. This will load up a page that comes with some type of warning. This may be followed by a pop-up prompt with a message that is usually repeated by a robotic voice. Then it will have an 1-800 number that people “need to call” for tech support.

If you dial the number, you will be linked to someone who poses as a “tech support” representative. Once you connect with the scammer, you will explain to them the nature of your call. At this point, what the scammer will do is use confidence tricks in an effort to gain enough trust from you to access your computer remotely. They will typically ask you to download a program like GoToAssist, TeamViewer, or other software that allows you to access your computer remotely.

Then, as the call progresses, the scammer will often use some other tricks like making a misdiagnosis of your computer, false claims regarding warranty, and other methods. They will often use methods like keylogging, ensuring that you are locked out of your computer the next time you’ve logged in. There will be times when they will send you a program that claims to “fix” the problem. However, it is a program that has a virus or malware attached to it.

Finally, the scammer will ask for the caller’s credit card information. They do this in an effort to add more fraudulent charges. At the same time, the scammer will ask for bank information from the caller by promising them a refund for their services. Yet, the real purpose is for the scammer to extract more money from their victims. Some scammers may also request payments in the form of gift cards from brands like Amazon, Google Play, or the iTunes store.

Another alternative method for this scam is when the scammer “cold calls” and claims to be tech support from Microsoft, Apple, Google, etc.

Who Is Affected And How You Should Protect Yourself:

Typically, the scammers will prey on senior citizens, the vulnerable (like children), and even those that are not familiar with the use of a computer. These are the type of scams that use scare tactics to trick people into “using their services”. For example, a scammer can claim that they may have downloaded illegal files on their computer and may be arrested by law enforcement if they are not taken care of. They will make it like they are the only ones that can be helpful in such a situation.

One thing you need to know about your computer, is that the manufacturer never includes a phone number in any of its error messages. If you see such a prompt, there’s a good chance that it is not legitimate. If a typical computer user has a problem, it’s common sense that they would either contact the real Microsoft or Apple tech support or someone in their local area familiar with computer issues.

A screen shot picture of a computer virus warning

Things You Should Keep In Mind:

  • Microsoft and Apple will never request payment for its services and products in the form of money, gift cards, or cryptocurrency (like Bitcoin).
  • Only download programs from Microsoft or Apple or their trusted partners.
  • Any communication to Microsoft or Apple, will be initiated by you, not them. They don’t initiate you with “pop up’s” either!
  • If a notification appears with a phone number, do not call it, period.
  • Turn on any security settings or firewalls that can prevent unwanted traffic, that may carry viruses and malware.
  • Use a web browser that has good security features.

a picture of a virus infected computer

What If I Have Given My Information To A Scammer:

In the event that a scammer may have your information, then you’ll need to uninstall the programs that you were sent immediately. Next, you’ll need to do a full scan using Windows Security to ensure that it picks up all the malware it detects. Once the scan is complete, get rid of the malware. As a rule, apply all security updates as soon as they are available. Don’t forget to change your passwords as they may have been compromised. Then turn on Windows Defender Firewall to block traffic to programs that you don’t always access. Lastly, be sure to contest the charges of the purchases on your credit card or bank account.

As an alternative method, you can do a factory reset of your device. This may be the most time consuming, but it will give you a fresh install of your operating system free from viruses and malware.

A screen shot picture of the norton virus protection website

My Final Conclusion:

These tech support scams remain a problem, even today. Chances are after you read this, you might run into one. In the future, it would be wise for you to steer clear of technical error prompts that include a phone number. At the same time, you should consider installing a reliable antivirus system like “Norton”. So when your computer is really in trouble, they’ll be the ones to alert you via their software, and not some strange website.

Do you have any experience with being scammed by the so called, “tech support team”? Do you have any questions about this particular tech support scam? If so, please leave your comments or questions below, and I will be more than happy to get back to you.

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Cash4Gold: Make Good Money through Selling Jewelry, or Get Ripped off?

a screenshot pictures of cash4gold website

Will you make good money through selling your unwanted jewelry, or just get ripped off:

Cash4Gold is a famous mail-in refinery company, that enables people to sell their jewelry for cash, from home. This is a well-known company too, by the way. Many people know it through TV commercials, or magazine ads. The company promises excellent services, and a reasonable amount of pay out to it’s customers, for their valuable item’s. Let’s see if the money is really as good as it advertises, or of it’s just another ugly scam, with a cute face..

a picture of the cash4gold secure pack 3 step process

What is Cash4Gold?

Cash4Gold, is a company that buys precious metals and diamond’s, all shipped and received through the U.S mailing, Postal Service. This company accepts broken, used, and unused gold, silver, diamond’s, and platinum. Once the jewelryies received, the company determines the value of your item’s, and offers you a determined amount of cash. You may either accept the money, or reject it, and request to receive your valuables back.

You can access Cash4Gold online, or by telephone, to sell your jewelry. The company sends you an insured envelope, which is also known as a,”Refiner’s Pack”. The customer then places their unwanted jewelry inside the envelope, before returning it back to the company’s return address. Once the company receives the envelope back, an employee from the Gold4Cash company, exams the merchandise thru a detailed, step by step process. They weigh the items, and photograph them.

a picture of the cash4gold secure pack

After this is done, they then check the quality of the gold in great detail, through using various jeweler tools, including using a fancy small magnifying glass. Once the jewelry is approved, the company would then send you a check for your item’s. The check could be sent to your address of choice, or one can ask for a direct deposit. The customer has 10 days from the date on the check to decline the offer, and request for the return of their jewelry. However direct deposit isn’t refundable.

Cash4Gold is a US based company, that was started by Jeff Aronson in April, 2007.The company’s headquarters is located in Florida. The business idea of the company, was based on the belief that customers would prefer to sell their items through the mail, due to the anonymity of using a Refiner’s Pack. From this great idea, the company initially experienced rapid growth in the buying/trading gold business. But later on, it could not live up to it’s promises. It had to filed for bankruptcy and in 2012, was purchased by a company called, “Direct Holdings Global”.

A real life picture of a bold black man holding money with his right hand, while giving a thumbs up with the left hand

Has it been a success?

Cash4Gold was deemed as a highly successful business when it started out. As time went on, it seemed like the complete opposite. The company faced troubles, due to various complaints that were being reported by it’s customer’s. Complaints about sending in your unwanted gold, and receiving a way smaller amount than expected. Or even worse, not getting paid or receiving anything back at all.

Click Here, to read more reported complaints, or to make a complaint yourself!

Cash4Gold also faced various lawsuits, due to it’s questionable practices. The company had spent tons of money on advertising, including expensive commercials. The company was doing great, but only in terms of generating it’s revenue. As in example in 2010, it was receiving more than 48 kg gold per day.

But regardless of this, (getting back to their financial troubles), Cash4Gold still faced a lot of criticism from customers, bloggers, and mainstream media houses, like CNN. On various blogs, and social media platforms, it was regarded as a scam. Because of these issues, the company was compelled to sell it’s assets. Cash4Gold declared bankruptcy in 2012. “Direct Holdings Global” bought Cash4Gold for a whopping $440,000. The new management then made several changes to the company’s operations, and it’s customer service center.

a picture of cash and gold, with the words, get instant cash for your gold

Pros and Con’s

The company claims great deals and promises quality services to it’s customer’s. Let’s see some of the seemingly pros, and very noticeable con’s of using Cash4Gold.

Pros

  • Insured Refiner’s Pack: Upon the customer’s request, the company sends an insured pack, which usually reaches the customer within 3 days. In some cases, it could take longer, as it depends upon the speed of the U.S mailing services. This pack is insured for up to $100. This is in place, in the case that unexpected damage happens, or your jewelry is loss. If tbis happens, you will receive this cash as redemption. This is a noticeable plus of using this service too. Especially if you only mailed in $20 worth oc good. However, if your items have a value far more than $100, it’s not that appreciable. But it does provide some kind of security blanket towards your items. Or atleast it suppose to..

 

  • Anonymity: As claimed by the former president of Cash4Gold Howard Mofshin, one of the key element’s behind the success of the company, is it’s use of anonymity. There are many people who don’t like to reveal their identities, due to various reasons. For instance, some people don’t consider it safe to deal with local gold buyer’s, and pawn shops. Especially if they own highly valued jewelry. The entire situation of you trading your beautiful gold for cash, could be a little nerve recking. By sending it through the mailing process, you won’t have to deal with it, face to face. That would most definitely provide a certain level of anonymity to the situation.

 

  • Advance testing tools: Cash4Gold claims to have advance testing tools, that suppose to provide accurate data. This helps in figuring out the quality of the item’s received. The employees use acids, x-rays, and electronic testing devices, to estimate the correct value of an item. There is supposedly less chances of you getting the wrong evaluation for your jewelry, when Cash4Gold employee’s are following these advance steps.

 

Cons

  • Numerous complaints: There have been numerous reported complaints, on various plateforms (on the internet), about this company. One of the most popular platform’s included the Better Business Bureau, which is also know as the (BBB). The customers faced all sort of issues with the company that were possible. The most common complaint was about the customer support service. The staff did not answer their calls, or emails. As I mentioned earlier, there were some who complained about the loss of their item’s, and the company was not taking responsibility for it at all. Another common complaint being reported, was people complaining about their valuable jewelry being under valued, and/or evaluated improperly. All these reported complaints indicate, that lately this company has not been maintaining a good reputation with it’s client’s.

Click Here, to read more reported complaints, or Click Here, to file a complaint yourself!

  • Pays less: Cash4Gold is known for not paying well to it’s customer’s. There have been multiple report’s by bloggers, as well as by the popular media source CNN, questioning the Cash4Gold practices. The report’s in total, indicated that the same amount of gold and quality, that was being sent to other various cash for gold companies instead of Cash4Gold, was paying out more. It turned out that Cash4Gold was paying far less than all the other companies on the market.     

 

  •  Non customer-friendly terms and conditions: The terms and conditions declared by the company, are not created in favor of the customer’s. Your items don’t get the actual price to begin with, if the Refiner’s Pack doesn’tt reach the company (which occasionally happens). If this does happen, the maximum amount of redeemable cash is $100, which is obviously nothing if your items are worth thousands of dollars. Secondly, if you send them your gold or jewelry, and the company declares them as non-valuables, you would have to pay them to get your item’s back. Moreover, if items are declared valuable, but you don’t like the amount on the check they have issued, you can demand your item’s back. The request just has to be done within 10 days. And when the check reaches you, you already have 3 less days. So you would have to send them their check back, the same day you received it. Once received, the company could then take up to several weeks to return your items back. So, it’ss a loss of not only money, but lots of time.

A picture of gold word's that read cash for gold

Is Cash4Gold a scam?

Cash4Gold is a very systematic scam. It has laid out it’s terms and services in such a way, that you  wouldn’t be able to deal with them, in fair terms. There are numerous customer’s who have filed complaints against the company, thru multiple online forums, including thru the Better Business Bureau. Therefore, I wouldn’t recommend Cash4Gold to people who want to make money selling their jewelry or gold, for cash. They should instead find another mail-in refinery company, or reach out to a local pawn shop owner around the way.

To sum it all up, Cash4gold is not well-paying, or honest at all. There have been numerous complaints about the company. The company has gotten negative reviews and ratings by it’s customers, and it’ss generally regarded as another scam. Just not a complete scam. Therefore it’ss better to run away from this company, then to run to it!

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But other than that, would you happen to have something to say about your experience trading with “Cash4Gold”? Maybe something to add? If so, please feel free to leave a comment below. I would love to know what your point of view on all of this is! Thanks for checking out my post, and good luck with your success online!

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Rebate Processor Jobs: Why these are considered a Scam?

a picture of Rebate Processor Jobs

The Reality of Rebate processor Jobs: Why these are considered a Scam?

If your a frequent web-surfer, you may have seen, or heard about companies that offer Rebate processing jobs that suppose to payout reasonably. These companies are spread out all over the internet. These companies claim that you can make hundreds of dollars on the daily basis, by processing rebates for third parties. However in reality, you are paid in pennies. If not pennies, nothing at all. Let me further explain.

Rebate processor jobs are just one of the many famous work from home job opportunities, that can possibly earn you a reasonable amount of money. But the scams that are associated with this job, have made it ambiguous. A lot of people now wonder what these jobs are all about, and how much money one can make working with them. Let’s see what the real Rebate processor jobs are all about, and what pros and cons are linked with them. You’ll also learn the difference between a scam Rebate processor job, and a legit one. Let’s dig right in shall we..

A picture of an instant utility rebate

What are rebate processor jobs?

A Rebate processor, is an individual who processes rebates by checking that the provided information is completed, filled in, and done correctly. Rebates are incentives given to customers by a company for buying its products, or services. It can be in the form of a reduction, refund, or return, in the amount of money paid for a specific product, or service. A Rebate is a kind of promotion that companies use to boost their sales. So a rebate processor fills the forms, and records the data. These jobs do not require hard technical skill, and can easily be carried out from home.

There are a number of online companies that are continuously searching for new rebate processors. They advertise thier ads on all kind of popular media sources, including newspapers, radios, and the internet. The work is easy to execute, and the pay is reasonable. You earn between $5 and $20, per rebate that was processed. The company allows you to access their customer’s database, where you would complete the required work.

At the end of the day, is when you would be able to track the amount of money you’ve made for the day. The money you made depends on the number of Rebates you’ve processed. The more completed Rebates, the more money you could make. So if you are interested in this type of job, you would have to carry out a detailed search online and weave out the good companies. Get comfortable because finding a Rebate gig online that’s legit, could take a minute.

With that being said, be careful about the companies you choose to work with, and approach everything you find with a little skepticism. There are lots of companies out their (especially online), that make huge promises to lure new prospects in. But the whole goal is to rip you off. So always do your research before joining a company. Don’t believe in the testimonials you read, and the pictures you see.

These are often complete fakes. Instead, check the original reviews about the company that actual employees are saying, and search for a Better Business Bureau profile, on the (BBB) website. If the company does not have a BBB profile, this could be a sign of it being a huge scam. So beware, and do your research well before starting to work or invest in a rebate company.

The companies that advertise having the ability to generate bundles of cash daily, direct you towards affiliate marketing, instead of being an actual Rebate processor. You end up selling a companies products for a commission, instead of doing the work you actually signed up for.

Usually these companies ask for a $50 signup fee or more (upfront), often stating that it’s their little way of weaving out the serious folks, from the skeptical one’s. So, they take initial money from you on a guarantee that you’ll be making money. Later on, you find out that this work requires too much effort and in reality, pays you nothing. The money you spend on advertising the products your promoting, could add up to more than what you’ll actually earn. So you may end up losing money instead of making it.

How to differentiate between legit and scam rebate processor jobs?

As mentioned earlier, the internet is filled with scams associated with Rebate processing jobs. So you need to watch out for companies that are looking to rip you off. I’ve compiled a check list below, that could assist you in determining whether or not a Rebate processing job is legit, or a scam. The list goes as followed:

      • Big Claims: Scams are often labelled, and advertised with astonishing statements, and claims. Any company that tells you that you can make hundreds of dollars daily by simply processing rebates, is more than likely trying to scam you. The real Rebate processor jobs offer a certain amount of money per rebate, which is generally between a whopping $0.1 and $0.3 cents. So don’t fall for those  ridiculous claims.

 

      • Marketing and promoting products: Real Rebate processor jobs will never ask you to market, or advertising their products. Rather, it is all administrative work. You will be required to fill in forms for documenting Rebates. In return, you will be paid as agreed. That’s what a real Rebate processor job is all about.

 

      • Fee for joining: The company could be a scam, if yov’ve signed up for a Rebate processor position, and they then start requesting fees for some kind of a starter packet. Real jobs don’t require a start up cost/fee. Especially for processing Rebates online. The sign up is always free.

 

      • BBB profile: Visit the Better Business Bureau and search for the company that is offering the job. Most scams don’t have BBB profiles (of any!). However, if somehow these companies manage to get one, do not forget to check the complaints section. You might find your answer there.

 

      • Reviews: Don’t believe everything posted by Rebate processor jobs. Most of the time, these websites show testimonies from customers speaking on their success over the years. But they aren’t real. These are completely made up testimonies. Instead visit a website that does real reviews on legit/scam opportunities (like this one). Reviews that include real research, real users experience, and users point of view.

Pros and cons of Rebate processor jobs

The Rebate processor industry isn’t small. It has created plenty of jobs for people. But is this a suitable job for you, or not. You can decide for yourself by checking out the pros and con’s of doing this type of work.

Pros

      • No direct contacts with customers: A Rebate processor only documents data. He/she doesn’t have to directly deal with customers. So you won’t have to call customers, or worry about reaching out to them thru email. Not having to follow up with customers will allow you to be more flexible with your time.

 

      • No contract: Most online companies allow you to work without a contract. This is a noticeably huge advantage of being a Rebate processor. If you don’t like the job, or your not satisfied with the company, you can stop working, or transfer to another company. With a  contract not being in place, you aren’t bound by law to work for anyone.

 

      • Good earning potential: Another good thing about this job is that it has an ok earning potential. Especially if your doing this for a few extra bucks. If you process enough Rebates, you can make $5 to $20 (total), on the daily basis. 

Cons

      • Monotonous job: The Rebate processing job is administrative, and monotonous. You don’t need to be creative to pull through with this job. That also means that you’ll need to be focused and discipline, to avoid minor mistakes. Because of the boring nature of this type of work, it’s possible to make a simple small mistake, that could carry a large consequence.

 

      • Greater chances of being scammed: The internet is filled with scams. So folks looking for this type of work online, need to be on the look out, and extra careful. There’s plenty of companies out there that trick people into affiliate marketing, instead of providing them with a real Rebate processor job. So if your looking for this type of work online, be sure to do some good research well before joining, and investing in what you think might be legit. 

 

      • No scope for professional growth: This job is all about checking, filling, and submitting in forms with customers personal data. With that being said, there’s not much for you to learn, or many ways for you to grow professionally. Most of the jobs online pay more for experience, and offer a better position. However, this job won’t allow you to upscale your salary, or your position. Huge bummer!!

a picture of Rebate Processor Jobs

My Conclusion:

With all that being said, (with direction) having a Rebate processor job could be a good option for working from home. Rebate processors are real, and do exist. But the best way to approach this ( I would say), would be to follow behind a family member or close friend, who’s already doing it. You need to be as carful as possible. You need to especially be careful and on the look out for scams that are using the same job title.

Thier only trying to get you to join unrewarding affiliate marketing programs, or to flat out scam you. Whether you should pursue them or not, depends on how bad your desire is to make money online, or work from home. If your a patient, disciplined, diligent, hard working person, you might locate one, and this job could be for you. But I’ll leave you up to the task of locating one. Either way my conclusion is that Rebate processor jobs aren’t scams. It just might take a tough cookie to pursue it, that’s all.. 

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But other than that, would you happen to have something to say about your experience being a Rebate processor? Maybe something to add? If so, please feel free to leave a comment below. I would love to know what your point of view on all of this is! Thanks for checking out my post, and good luck with your success online!

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Getting Paid to Watch Videos Online- Is It Possible?

a picture of getting paid to watch videos

If your the type of person who likes to watch lots, and lots of videos online on the daily basis, here’s some good news! You can now earn money watching videos. Yes, it is possible! Your simply doing what you already do. If you are a frequent web surfer, you might have heard about the websites that pay you for watching videos online. There are of course, a lot of scams using the same concept. But on the other hand, they’re certain websites that actually pay you for this.

It’s called loyalty marketing, in which customers are managed, and increased through certain incentives to use a product, or service’s. However the question is, do these sites payout reasonable amounts of cash to their customers? You’ll also learn how this concept started, what’s the best ways to do this successfully, and what are the pros and con’s of becoming successful with it.

How did it start?

As many people believe, loyalty programs first started in the late 18th century, when American retailers started issuing copper tokens to their customers for a certain amount of purchase. Those tokens could be redeemed for future purchases. Then in the late 19th century, expensive copper tokens were replaced by the less expensive stamps.

In the 1900s, card or stamp based loyalty programs, were very popular. Then, with the advent of ecommerce, loyalty programs became even more widespread. Almost every other online store, or service started giving out coupons that carried a certain value. By the year 2000, a new type of loyalty programs had been introduced.

These websites started paying customers for doing everyday stuff on the internet. Everyday stuff like playing games, reading and responding to emails, taking surveys, and watching videos. These sites provide the advertisers access to a large user database. In return, the users gets paid for doing routine stuff on the internet, through the website. So, it’s basically based upon the concept of mutual benefit.

a picture of a television

Where to start when looking to be successful with it?

There are two main sources that pay you for watching videos online: media companies, and online money rewarding companies. Let’s look a little deeper into these companies to find out which one will work best for you.

Media Companies:

If you are looking to make money by watching videos, this is the best option for you. There are certain media companies that pay you for watching videos for different reasons, and they pay well. For instance, Netflix keeps opening jobs for taggers. Taggers are the employees that watch videos, and then categorized them to facilitate the company, in arranging the videos. The job is fun, and the pay is generally a nice amount.

Neilsen, is another company that pays people for watching TV. It’s a global firm, that studies TV watching habits of Americans. They select families on the random basis. But in this case, you can’t apply for this job. It is purely based on luck, and them choosing you.

In addition to these, there are several other media companies that pay you for watching videos. Entertainment industries often publish job postings that go by the name, “TV watcher”. If you are interested in that, keep looking for these jobs. Someday, you may be lucky enough to get a job with an awesome media company. These companies usually hire people for around $8 per hour.

Online Companies:

Earning money with online media companies, is based on chances. If your interested in online media companies, you should keep applying whenever an opportunity is offered. However, you should keep in mind that these websites cannot become your full-income. But you can earn a few extra bucks on them.

There are plenty of websites on the internet that pay you watching videos online. Some of the most well-known companies are Swagbucks, Inbox Dollar Review, Viggle, and Hitbliss. You can sign up for free on these sites, and begin making money today. Besides watching videos, you can also earn money on these sites by doing other fun things like playing video games, listening to music, or shopping online.

If you watch lots of videos on the daily basis, these sites are good for you to make a few extra bucks. You will be earning around $30 per month if you keep watching videos consistently. However, again, you should not take it as a full-time income source.

a picture of the ups and downs

Pros and cons of making money through watching videos online

Pros

  • It’s Easy, and fun: Being a video junkie, could be one of the reasons you might be looking to earn extra money through watching them. You already watch videos on the daily basis. So why not to earn a few extra bucks doing it? There’s no effort required. All you have to do is lean back, grab your popcorn, and watch the video.

 

  • No investment required: This job does not require any investment from the customers. All you need to have is a PC, or a cell phone, and of course an internet connection. These are things that everybody has these days right? So there’s no extra investment needed.

 

  • No skill required: What skill could you possibly be needing, in order to watch videos online, other than having the ability to pay attention. There can’t be a simpler way of making money than this. You only need to know how to use a PC, or cell phone that everybody tends to have these days.

 

  • No pressure of work: This is a really amazing aspect about this opportunity. Your free from the worries of a office, a particular schedule, or deadline. It is up to you to decide how much time you want to spend watching videos. So, you are free to use your time for other things in your life.

Cons

  • Time consuming: There’s no doubt that you will earn money through watching videos online. The problem is, the money you make will not be that great, unless you do it for at least 3-5 hours a day. So you”ll have to watch videos for hours to make money that counts. 

 

  • Less rewarding: As mentioned earlier, the payments you’ll receive for watching videos, is not proportionate to the time you are investing in. If you have some skills of any kind, it’s better to utilize those things too, to earn extra money. Watching videos online is less rewarding.

 

  • No learning. As compared to other opportunities where you learn new things and polish your skills, you won’t really gain or learn anything, by watching videos online. There’s no future growth when it boils down to your professional skills.

a picture of getting paid to watch videos

My Conclusion:

Having said these, earning money through watching videos online, is only good if you watch lots of videos on the daily basis. Like hours worth of videos. These websites do pay to their customers. But the money is small when compared to the time you have to invest in it. So if you are looking to make a reasonable amount of money, you should consider other options that are more rewarding than this.

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But other than that, would you happen to have something to say about getting paid to watch videos? Maybe something to add to what I’ve said? If so, please feel free to leave a comment below. I would love to know what’s your point of view on all of this! Thanks for checking out my post, and good luck with your success!

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Learning The Business Of Investing In Real Estate

A picture of a house for sell by owner

Cities are growing bigger with each passing day. According to a recent survey by GoBankingRates, cities are growing at an amazing rate. Atlanta and Georgia grew 24.54%, whereas the growth rate of New York and Buffalo, was up to 34.6% last year.

This indicates a boom in the real estate business. This business is evergreen, and lucrative. And you don’t need to have a lot of money to start investing. Read on, to learn more about investing your money in real estate.

A picture of the words invest in real estate, with a house sitting on top of some money

What is Real Estate Investment?

It’s the investment related to the real estate business. It involves purchasing, selling, renting, and management of the property. Real estate, is a property that consists of a land that contains buildings, or natural resources. Resources such as crops, water, or minerals.

A house frame starting to be built from the ground up

How did it start?

The real estate investing business has been around since the ancient times. According to some historians, it even existed in the caveman era. In the middle ages, the development and marketing of the real estate, was a super popular business.

This established industry was brought to the United States, by the European colonists. The vast opportunities of the New World, and heavy influx of people, made this business very popular, and profitable. Throughout the 19th and early 20th century, it remained a hot business, due to population explosion.

On Sep 14, 1960, President Eisenhower issued a Federal Real Estate Investment Trust (REIT), that contained both the attributes of stock-based investment, as well as the real estate. This act enabled investors to pool resources for real estate projects.

Over the years, this legislation has been modified several times for much bigger real estate industries. Since then, the real estate investing has been a profitable business, providing great opportunities for those who pursue investing in real estate property.

Where to start investing in order to be successful?

A real estate business is basically all profitable. Some of its types will pay you less, while others will pay more. The amount of profit you earn, depends on the money you are ready and willing to invest. Some of the most profitable types of real estate businesses are as followed:

Commercial Real Estate

Commercial real estate includes office, retail, industrial, and parking spaces.  This is one of the most profitable types, amongst all the other real estate businesses. It pays very well in return. But the prices of the business space, comes at a high price.

One of the good things about commercial real estate, is that the property is rented to a business, rather than to an individual. It minimizes the risk of dealing with the defaulters, because companies tend to pay on time for having a good reputation around. So do invest in commercial real estate, should you ever come across this opportunity.

Residential Rental Properties

This type of real estate business is considered very safe. You’ll enjoy ownership of the property, and receive monthly payments from the tenants. However, the maintenance of the property will be upon you. You’ll also have to deal with people who might delay their payments, or refuse to pay for property they’ve damaged. Finding tenants also may not come as easy.

However in any case, if you decide to sell your property, you’ll surely get profit form it. Real estate properties tend to increase in values by the year. Therefore, if you find a good deal in an area experiencing good growth potential, make an investment. It could pay you handsomely after some time.

a real life picture of a foreclosed home

Fixer-Uppers

This type of real estate business involves the buying of property, that’s normally in bad condition, at a relatively cheap price. You then resell it for a higher profit, after its been fully renovated. This is especially good for you, if you are looking to make money fast. However you would have to be careful, while estimating your renovation cost.

You may end up spending more money on buying, and fixing the property up, verses what you would be actually receiving from reselling it. Therefore you’ll have to obtain knowledge about this business, which is not very difficult to obtain at all. You can read a few blogs or books, and learn all about fixer-upper businesses. Learning and applying this knowledge, could earn you a handsome profit in a relatively short period of time.

However, if your working with a small amount of funds or experience, and your unable to spend a large sum of money, their is a way to make a small invest in real estate. Here are a few routs you could take, where you won’t need a lot of money or experience, to be successful with real estate:

House Hack

In house hacking, you rent one portion of your house, while living in the other. The tenant lives right under your nose. With these cases most of the time, it doesn’t get messy. You’ll also get the benefit of FHA loan, which requires only 3.5% down payment.

REITs

REIT’s or Real Estate Investing Trusts, are the companies that are being publicly traded thru various exchanges. It owns, operates, and finances income-producing real estate. It is like a virtual property, for those who don’t want to buy real properties. The rates of RIETs differ, according to it’s value.

However, most of the major mutual fund companies offer a REIT that starts in the price range of $500-$2500. This is really good for people who are looking to invest a small amounts of money in a real estate business.

A cartoon picture of a scale weighing a bag of money to the left, and a house to the right.

The Ups and Downs of Investing in Real Estate

Investing in real estate is a profitable business. But like all other things in life, it also has certain ups and downs. Here are some issues that you would have to deal with in the real estate business.

Natural Calamities

Natural calamities can damage your property at any time. Most of the damages to properties are caused by floods, which are occurring more frequent, with each passing year. Not only that, but your property may also have to endor thunder storms, earthquakes, and/or tornados.

Unexpected Issues

You may also have to deal with some unexpected issues. Issues like disputes with the management, or problems with the contractors. It takes a lot of effort and money to find reliable staff for your business.

a cartoon picture of an angry male customer in a dress shirt with a tie

Difficult Clients

Sometimes, the clients may give you a really tough time. They can delay payments, or refuse to pay for damages. Some clients tend to cause trouble to any, and everyone they find near them.

Loan Problems

For investing in real estate, you may need to get loans. For that purpose, you will have to find a reliable source that can lend you money on nicer terms, when you need it.

My Conclusion For Investing In Real Estate:

These were some ups and downs of investing in the real estate, which in fact, exist in almost every business. However, it does not mean that you should not invest in real estate. It has proved to be one of the most profitable businesses, especially in the last few years.

So, if you are looking to start you own business, real estate can be a really good choice for you. You can do this business even if you have a very little money to start with.

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But other than that, would you happen to have something to say about investing in Real Estate? Maybe something to add to what I’ve already mentioned? If you do, please feel free to leave me a comment below. I would love to know what’s on your mind! Thanks for checking out my post, and good luck with your success!

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Capturing Leads With A Good Lead Capture Page

a screen shot picture of four Lead Capture Pages

Leads and Business:

Are you looking to find, or capture leads for the future growth of your business? Well, what I’m about to share within this post, is probably the most important thing you”ll need to have in order to make that possible. You guessed it, a good lead capture page.

In this article, we will be discussing exactly what a lead capture page is, how it’s created, how to use it for promoting your business, and the consequences of having a good lead capture page, verse having a bad lead capture page. So let’s start with, what a lead capture page, actually is..

an example picture of a Lead Capture Page

What is a Lead Capture Page?

A Lead Capture page, is a webpage that’s designed specifically for the purpose of collecting information from future prospects, who might potentially be interested in what you have to offer. These folks could potentially become your clients in the future. The purpose of collecting their information, is to send the potential customer, content of their particular interest, that could hopefully keep them interested, informed, and engaged about the services and/or products you have to offer. Which could more than likely lead them to doing business with you in the future.

A lead capture page, is also known as a, “landing page”. These landing, or lead capture pages are usually built with a single focused objective. To get your personal information. They’re built with a tight “Call to Action” (CTA) objective. For example, “sign up now, for more information”, is what the page might say. You then fill in a few quick details, and your pre-signed up! 

a screen shot picture of four Lead Capture Pages

How to make a brilliant lead capture page?

Making a good capture page, is very important for your business. The more leads your page attracts, the more growth your business will experience. Keep in mind, that without a good capture page, most of your users that enter your website won’t become a lead. There’s various reasons for this too, but one of main reason that keeps users from becoming a lead, is the beginning, improper structure, of your capture page. Usually, when a user enters a website, he/she is looking for a specific item, or some particular content.

If your capture page is unable to convey to the user how it can help, it means that you haven’t created a sufficient capture page. Therefore, the lead capture page should be very specific, and focused on telling the users that you can provide a solution to their problem. If you can do that well, you’ll be able to get lots of leads, resulting in a major increase in sales.

Moreover, a good lead capture page is simple to the point, and easy to navigate. There should be very little readable, captivating information on the front, that focuses on the problem you want to address. You can add other valuable information down the line. Also, avoid writing big paragraphs. Add very short sentences. Moreover, it is a good practice to add a short video about your product, or service, because many people prefer to learn visually.

Here’s some tips that’ll help you create an awesome lead capture page:

  • Use headings, and keep them as descriptive as possible.
  • Use captivating words to get user’s attention.
  • Avoid placing interrupting ads, and don’t ask for too much information. You should be happy getting a name, and email address only.
  • Add short videos.
  • Add a picture of a familiar face, to gain people’s trust.
  • Offer an incentive, or a trial period.

You can create a lead capture page for your website, either by hiring a developer, or by doing it yourself. There’s plenty of free, paid software, available for designing, and creating capture pages, that would work well in teaching you how to do so. 

WordPress also provides certain plugins for creating capture pages. So, if your website is on WordPress (private hosting), creating a good capture page won’t be hard at all.

How to use a capture page for promoting your business?

Now that you have learned how to create a brilliant lead capture page, you may be wondering how to use these capture pages for promoting your product, or business. Well, there are several different ways to drive a large amount of traffic to your capture page.

  • Start a blog: If you already don’t have one, create a compelling blog for your business. Then, place links on it, that would lead to your capture page. Share your blogs on social media networks, to attract a larger audience.

 

  • Place ads: It’s a great way to drive traffic to your capture page. So if you can afford it, start placing ads on popular social media websites.

 

  • Add links to other social media accounts: Add links to your capture page, blogs, your YouTube, Facebook, Twitter, Instagram, and LinkedIn accounts, to reach more potential leads.

 

  • Add back links: Links that connect to your website, that are placed on other people’s websites, gives your site better rankings within the search engines. so try adding more back links for better ranking results. The higher your site’s rank, the more traffic you’ll receive.

A picture of a green road sign that reads consequences just ahead

Consequences of good and bad lead capture pages

As mentioned earlier, the ending goal of a lead capture page, is to get more sales by attracting more leads. A good capture page should be able to do that. However, they’re also other advantages you get, by making a good lead capture page. These benefits are as followed:

  • It attracts the users, as they find the content they are looking for, quite upfront.
  • It takes the users away from the other diversions, and presents your “call to action”, right in front of the potential lead.
  • A good capture page, also helps you advertise your deals. You don’t need to create a separate page for advertising your deals. You can do all of that on your capture page.
  • It will give you plenty of valuable user data, which is really important for business. It’s one of the most important aspects that help shape the model of a business.

A good lead capture page, has multiple advantages. In the same way a bad lead page, also has its negative consequences. Some of the most important negative consequences of creating a bad lead capture page, are listed below:

  • If you have added uninteresting, irrelevant information to your capture page, no one will be willing to provide their email address, for further content.
  • A bad capture page will affect your site in a negative way, because users will perceive your site as irrelevant, as it won’t be addressing their problem upfront.
  • You will have a very low conversion rate, as it won’t be able to get user’s attention.

My Conclusion:

Having a lead capture page on your website, is a great thing. It will cause a considerable growth in your business, by attracting more leads. Therefore, create an amazing lead capture page for yourself, if you haven’t already yet.

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Do you have something to say, or add about your experience creating lead capture pages? Maybe some tips to add? If you do, please take the time and leave a comment at the bottom of this post. I would really appreciate it! Thanks again for reading my post, and good luck with your success online!

If you enjoyed reading  this article, please don’t limit yourself. Feel free to learn “all about” a different marketing/money making strategy like:

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